Pasco County property record for 17400 Cedarwood Loop, Lutz, FL 33558
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,448 sqft · built 1977 |
| Lot Size | 1.85 acres (80,812 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Dec 2015) |
| Tax Bill | $3,226 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 32-26-18-0010-00000-3640 |
| Primary APN | 32-26-18-0010-00000-3640 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,448 sqft Living Area |
| 1st Floor Area | 2,256 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 80,812 sqft (1.85 acres) |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,300 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 268 sqft |
| Deck Area | Deck Area |
| Patio Area | 385 sqft |
| Stable | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 17400 CEDARWOOD LOOP |
|---|---|
| City | LUTZ |
| State | FL |
| Zip | 33558-5240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR1 |
| Legal Description | SIERRA PINES UNRECORDED PLAT LOT 364 DESC AS COM AT SE COR OF SECTION 32 TH N00DEG23 37E 3002.00 FT TH N89DEG42 55W 1854.55 FT TH N00DEG02 19W 961.51 FT TH N89DEG42 00W 1320.00 FT FOR POB TH CONT N89DEG4200W 168.00 FT TH S00DEG0219E 420.35 FT TH N67D |
| Legal Range | 18E |
| Legal Township | 26S |
| Legal Section | 32 |
| Legal Subdivision | SIERRA PINES |
| Legal Tract | 10 |
| Legal Lot Number | 364 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | NEW PORT RICHEY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 31605 |
17400 Cedarwood Loop is owned and occupied by two individuals who bought it in December 2015.
Source: Pasco County records, as of June 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 17400 CEDARWOOD LOOP, LUTZ, FL 33558-5240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 3, 2021 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Sep 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU |
| Dec 7, 2018 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2015 · Amount on File |
| Deed Sale | Dec 10, 2015 · Amount on File |
| Prior Sale | Apr 29, 2010 · Amount on File |
| Deed Document Number | 2015196839 |
| Deed Book / Page | 9296 / 3258 |
| Transfer Doc | 3564001571 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 17400 CEDARWOOD LOOP, LUTZ, FL 33558-5240 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 17400 CEDARWOOD LOOP, LUTZ, FL 33558-5240 |
| Document Number | 0104972787 |
|---|---|
| Date | Dec 3, 2021 |
| Book Page | 10497/2787 |
| Instrument | 2021259245 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Nov 16, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 17400 CEDARWOOD LOOP, LUTZ, FL 33558-5240 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0104433024 |
|---|---|
| Date | Sep 23, 2021 |
| Book Page | 10443/3024 |
| Instrument | 2021201780 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 17400 CEDARWOOD LOOP, LUTZ, FL 33558-5240 |
| Document Number | 0098391766 |
| Instrument Date | Dec 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 17400 CEDARWOOD LOOP LUTZ FL 335585240, LUTZ, FL 33558-5240 |
| Document Number | 0098391766 |
|---|---|
| Date | Jan 2, 2019 |
| Book Page | 009839/001766 |
| Instrument | 730 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 1, 2029 |
The 2025 property tax bill for 17400 Cedarwood Loop was $3,226 with a homeowner's exemption.
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $226,950 (+2.9%) | $364,326 (-1.66%) Land $94,314 Building $270,012 | |
| 2025 | $3,226.00 Homeowner's exemption | $220,560 Land $94,314 Building $126,246 | $370,470 Land $94,314 Building $276,156 |
| 2023 | $3,023.00 (+11.51%) Additional exemption filed | $208,110 (+3%) Land $94,314 Building $113,796 | $355,576 (+12.1%) Land $94,314 Building $261,262 |
| 2022 | $2,711.00 Homeowner's exemption | $202,050 Land $78,517 Building $123,533 | $317,207 Land $78,517 Building $238,690 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 17400 Cedarwood Loop in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 57.6 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 99 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 99 in force |
| Nearby Flood Claims | 30 (1987–2024) |
| Claims Outside the SFHA | 11 of 30 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 17400 Cedarwood Loop is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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