17451 Cedarwood Loop, Lutz, FL 33558 Property Records

Pasco County property record for 17451 Cedarwood Loop, Lutz, FL 33558

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,190 sqft · built 1976
Lot Size	1 acres (43,650 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Sep 2020)
Tax Bill	$4,610 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-26-18-0010-00000-3660`

Property Details

APN / Parcel Number

Primary APN	`32-26-18-0010-00000-3660`
Alternative APNs	`1826320010000003660` `1078402`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,190 sqft Living Area
Gross Area	2,718 sqft
1st Floor Area	2,190 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,650 sqft (1 acres)
Garage Type	Attached
Garage Area	528 sqft
Driveway	Concrete Driveway
Driveway Area	1,440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	17451 CEDARWOOD LOOP
City	LUTZ
State	FL
Zip	33558-5288
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR1
Legal Description	SIERRA PINES UNREC PLAT LOT 366 COM AT SE COR OF SEC 32 TH N00DEG2337E ALG EAST BDY OF SEC 3002.00 FT TH N89DEG4255W 1854.55 FT TH N00DEG0219W 1357.51 FT TH N89DEG4200W 546.00 FT TO POB TH N89DEG4200W 194.00 FT TH S00DEG0219E 225.00 FT TH S89DEG4200E
Legal Range	18E
Legal Township	26S
Legal Section	32
Legal Subdivision	SIERRA PINES
Legal Tract	10
Legal Lot Number	366
Jurisdiction	PASCO FL
Township / Civil Division	NEW PORT RICHEY
Census Block Group	1
Census Block	1009
Census Tract	31605

Owner

Source: Pasco County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17451 CEDARWOOD LOOP, LUTZ, FL 33558-5288
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2020 · Amount on Record
Deed Sale	Sep 1, 2020 · Amount on Record
Deed Document Number	2020143564
Deed Book / Page	10168 / 2098
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Sep 1, 2020
Property Address	17451 CEDARWOOD LOOP, LUTZ, FL 33558-5288
Document Number	0101682098
Book / Page	010168 / 002098
Instrument Date	Aug 28, 2020
Instrument	143564
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,415.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17451 CEDARWOOD LOOP LUTZ FL 335585288, LUTZ, FL 33558-5288

Mortgage

Document Number	101682100
Date	Sep 1, 2020
Book Page	010168/002100
Instrument	143565

Lender

Name	FUNDLOANS CAP
Address	ENCINITAS, CA 92024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2050

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,620 (+2.9%)	$345,020 (-1.16%) Land $96,030 Building $248,990
2025	$4,610.00 (+6.39%) Homeowner's exemption	$302,840 (+5.98%) Land $96,030 Building $206,810	$349,068 (+4.26%) Land $96,030 Building $253,038
2023	$4,333.00 (+12.49%) Additional exemption filed	$285,740 (+3.99%) Land $96,030 Building $189,710	$334,800 (+13.86%) Land $96,030 Building $238,770
2022	$3,852.00 Homeowner's exemption	$274,780 Land $79,880 Building $194,900	$294,037 Land $79,880 Building $214,157

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 99 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	30 (1987–2024)
Claims Outside the SFHA	11 of 30
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 12 claims Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000