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  5. Deep Gap Rd

1740 Deep Gap Rd, Flat Rock, NC 28731 Property Records

Henderson County property record for 1740 Deep Gap Rd, Flat Rock, NC 28731

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,702 sqft · built 2009
Lot Size23.9 acres (1,042,391 sqft)
Owner2 Individual Names on File
Last Sale$540,000 (Nov 2020)
Tax Bill$3,263 (2025)
Deeds & MortgagesJan 2026 Mortgage
Feb 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN10050815380655

Property Details

APN / Parcel Number

Primary APN10050815380655
Alternative APNs
  • 508153806
  • 9928085

Interior

Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories2 Stories
Building Area1,702 sqft Heated Area
1st Floor Area537 sqft
Upper Floors Area537 sqft
Basement Area269 sqft
Finished Basement269 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2015
Architectural StyleRustic
Exterior MaterialLogs
Lot Area1,042,391 sqft (23.9 acres)

Exterior Amenities

PorchSlab
Porch Area60 sqft
Deck Area300 sqft
Utility Building1,200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number9928085
Street Address1740 DEEP GAP RD
CityFLAT ROCK
StateNC
Zip28731-1103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code9928085~R3
Legal DescriptionBOUNDARY SURVEY 24.94 ACRES PL2009-7705
Legal SubdivisionDANA
Legal Block15
Legal Lot Number3806
JurisdictionHENDERSON NC
Township / Civil DivisionBLUE RIDGE
Census Block Group1
Census Block1003
Census Tract930201

Owner

Source: Henderson County records · APN 10050815380655

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1744 DEEP GAP RD, FLAT ROCK, NC 28731-1103
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 02, 2026Deed of Trust, Mortgage · SBA Mortgage
US SMALL BUSINESS ADMINISTRATION, A GOVE
Feb 14, 2024Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 05, 2020 · Amount on Record
Deed SaleNov 05, 2020 · Amount on Record
Prior SaleNov 21, 2014 · Amount on Record
Deed Document Number2020937457
Deed Book / Page3594 / 247
Last Transfer DateFeb 09, 2024
Transfer Doc0041340167
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address1740 DEEP GAP RD, FLAT ROCK, NC 28731-1103
Transaction TypeMortgage
Record UpdatedJan 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1744 DEEP GAP RD, FLAT ROCK, NC 28731-1103

Mortgage

Document Number0043830424
DateJan 02, 2026
Book Page4383/424
Instrument1001042666
Lender
NameUS SMALL BUSINESS ADMINISTRATION, A GOVE
TypePrivate Party
Address2 20TH ST N STE 320, BIRMINGHAM, AL 35203
Agreement
TypeSBA Mortgage
AmountAmount Recorded
Term356 Months
DueSep 08, 2055

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address1740 DEEP GAP RD, FLAT ROCK, NC 28731-1103
Transaction TypeMortgage
Record UpdatedMar 05, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1744 DEEP GAP RD, FLAT ROCK, NC 28731-1103

Mortgage

Document Number0041340170
DateFeb 14, 2024
Book Page4134/170
Instrument1001010321
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Address585 SOUTH BLVD E, PONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$571,600 (-) Land $342,700 Building $228,900
2025$3,263.00$571,600 (-) Land $342,700 Building $228,900
2023$571,600 Land $342,700 Building $228,900$571,600 Land $342,700 Building $228,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henderson County (37089C), as of October 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370899302011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 53% of the US · above 75% of North Carolina
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30

Based on FCC filings for 18 locations within half a mile of this property.

Cell Coverage

No cell data coverage reported

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