2185 Deep Gap Rd, Flat Rock, NC 28731 Property Records

Henderson County property record for 2185 Deep Gap Rd, Flat Rock, NC 28731 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Architecture StyleConventional
Year BuiltBuilt 1988
Square Footage1,256 sqft Heated Area
Lot Size229,997 sqft (5.28 acres)
OccupancyOwner Occupied
Last Sale$389,000 (2025)
Tax Bill$553.00 (2025)

Owner

Source: Henderson County records · APN 508188241

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2191 DEEP GAP RD, FLAT ROCK, NC 28731-5716
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2025Warranty Deed, Transfer · Line of Credit
MOVEMENT MORTGAGE
Jan 28, 2021Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Jan 28, 2021Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 24, 2025 · Amount on Record
Deed SaleJul 24, 2025 · Amount on Record
Prior SaleJun 30, 2015 · Amount on Record
Deed Doc Number20251034393
Deed Book / Page4318 / 330
Record RefreshedSep 20, 2026

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateJul 24, 2025
Property Address2185 DEEP GAP RD, FLAT ROCK, NC 28731-5716
Document Number0043180330
Book / Page4318 / 330
Instrument DateJul 22, 2025
Instrument1001034393
Transaction TypeTransfer
Record UpdatedOct 24, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$778.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address462 MOUNTAIN VIEW DR, COLUMBUS, NC 28722-4457

Transferred To (Grantee/Buyer)

NameVerified Name
Address2191 DEEP GAP RD, FLAT ROCK, NC 28731-5716

Mortgage

Document Number1001034394
DateJul 24, 2025
Instrument1001034394
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueAug 01, 2055
Interest
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address2185 DEEP GAP RD, FLAT ROCK, NC 28731-5716
Transaction TypeMortgage
Record UpdatedMar 01, 2021
Title CompanySTEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2185 DEEP GAP RD, FLAT ROCK, NC 28731-5716

Mortgage

Document Number0036420546
DateJan 28, 2021
Book Page3642/546
Instrument943655
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address2185 DEEP GAP RD, FLAT ROCK, NC 28731-5716
Transaction TypeMortgage
Record UpdatedMar 01, 2021
Title CompanySTEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2185 DEEP GAP RD, FLAT ROCK, NC 28731-5716

Mortgage

Document Number0036420563
DateJan 28, 2021
Book Page3642/563
Instrument943656
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$235,700 (+143.24%) Land $96,400 Building $139,300
2025$553.00 (-63.28%)$96,900 (-63.28%) Land $96,400 Building $500
2024$1,506.00
2023$263,900 Land $96,400 Building $167,500$235,700 Land $96,400 Building $139,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henderson County (37089C), updated October 12, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 47% of the US · above 68% of North Carolina
Wildfire LikelihoodAbout 1 in 1,282 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN508188241
Alternative APN
  • 1017987

Interior

Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Building Area1,256 sqft Heated Area
1st Floor1,064 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1988
Architectural StyleConventional Style
Exterior MaterialWood Siding Exterior
Foundation TypeNo Foundation Foundation
Lot Area229,997 sqft (5.28 acres)
Total Buildings2 Total Buildings
Deck Area400 sqft Deck
Porch Area128 sqft Porch

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemElectric Heating

Location & Zoning

Account Number1017987
Street Address2191 DEEP GAP RD
CityFLAT ROCK
StateNC
Zip28731-5716
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTR2A PL2015-9709
Legal SubdivisionDANA
Legal Tract2
Legal Block18
Legal Lot Number8241
JurisdictionHENDERSON NC
Minor Civil DivisionBLUE RIDGE
Census Blockgroup2
Census Block2007
Census Tract930201

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