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  5. Deep Gap Rd

962 Deep Gap Rd, Flat Rock, NC 28731 Property Records

Henderson County property record for 962 Deep Gap Rd, Flat Rock, NC 28731 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,332 sqft · built 1981
Lot Size0.73 acres (31,799 sqft)
Owner2 Individual Names on File
Last Sale$33,000 (May 2018)
Tax Bill$1,305 (2025)
Deeds & MortgagesJul 2020 Mortgage
Sep 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN9598756353

Property Details

APN / Parcel Number

Primary APN9598756353
Alternative APNs
  • 00959875635355
  • 9966014

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,332 sqft Heated Area
1st Floor Area1,332 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialBrick
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area31,799 sqft (0.73 acres)
Patio Area120 sqft
Utility Building336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number9966014
Street Address962 DEEP GAP RD
CityFLAT ROCK
StateNC
Zip28731-5806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSR1799 DEEP GAP RD ON UNCORN BUL-2431
Legal SubdivisionDANA
Legal Block75
Legal Lot Number6353
JurisdictionHENDERSON NC
Township / Civil DivisionBLUE RIDGE
Census Block Group1
Census Block1006
Census Tract930201

Owner

Source: Henderson County records · APN 9598756353

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1833 MOUNTAIN PAGE RD, SALUDA, NC 28773-7707
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
WATERMARK CAPITAL INC
Sep 30, 2019Deed of Trust, Mortgage
UNITED FCU
May 08, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 08, 2018 · Amount on Record
Deed SaleMay 08, 2018 · Amount on Record
Deed Book / Page3195 / 479
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address962 DEEP GAP RD, FLAT ROCK, NC 28731-5806
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySYNRGO INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035260521
DateJul 17, 2020
Book Page3526/521
Instrument929160
Lender
NameWATERMARK CAPITAL INC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address962 DEEP GAP RD, FLAT ROCK, NC 28731-5806
Document Number0033930142
Instrument DateSep 30, 2019
Transaction TypeMortgage
Record UpdatedOct 16, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address962 DEEP GAP RD FLAT ROCK NC 287315806, FLAT ROCK, NC 28731-5806

Mortgage

Document Number0033930142
DateSep 30, 2019
Book Page003393/000142
Instrument911872
Lender
NameUNITED FCU
TypeCredit Union
AddressSAINT JOSEPH, MI 49085
Agreement
AmountAmount Recorded
Term360 Months
DueSep 29, 2049

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateMay 08, 2018
Property Address962 DEEP GAP RD, FLAT ROCK, NC 28731-5806
Document Number0031950479
Book / Page003195 / 000479
Instrument DateMay 08, 2018
Instrument883365
Transaction TypeTransfer
Record UpdatedMay 24, 2018

Transaction

AmountAmount Recorded
Tax$66.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1833 MOUNTAIN PAGE RD SALUDA NC 287737707, SALUDA, NC 28773-7707

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$228,700 (-8.26%) Land $38,800 Building $189,900
2025$1,305.00
2023$249,300 Land $38,800 Building $210,500$228,700 Land $38,800 Building $189,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henderson County (37089C), updated October 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370899302011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 43% of the US · above 63% of North Carolina
Wildfire LikelihoodAbout 1 in 1,266 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Skyrunner, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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