Kenton County property record for 174 Tando Way, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,027 sqft · built 1998 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $246,000 (Jun 2023) |
| Tax Bill | $2,437 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Jun 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-30-01-090.00 |
| Primary APN | 045-30-01-090.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,027 sqft Finished Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 174 TANDO WAY |
|---|---|
| City | FT MITCHELL |
| State | KY |
| Zip | 41017-9125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CUMBERLAND RIDGE SEC 3 LOT 90 |
| Legal Subdivision | CUMBERLAND RIDGE |
| Legal Phase | 3 |
| Legal Lot Number | 90 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 66801 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 174 TANDO WAY, FT MITCHELL, KY 41017-9125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 13, 2023 | Deed of Trust, Mortgage · Commercial Mortgage LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Jun 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Jul 11, 2019 | Warranty Deed, Transfer · FHA Mortgage VICTORY CMNTY BK |
| Aug 25, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2023 · Amount on Record |
| Deed Sale | Jun 13, 2023 · Amount on Record |
| Prior Sale | Jul 11, 2019 · Amount on Record |
| Deed Document Number | 2023100 |
| Deed Book / Page | 230 / 949 |
| Prior Transfer Date | Jun 3, 2017 |
| Prior Transfer Doc | 0005900204 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 174 TANDO WAY, COVINGTON, KY 41017-9125 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 174 TANDO WAY, COVINGTON, KY 41017-9125 |
| Document Number | 0005900102 |
|---|---|
| Date | Jun 13, 2023 |
| Book Page | KCM 468/779 |
| Instrument | 23061305900102 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 13, 2023 |
| Property Address | 174 TANDO WAY, COVINGTON, KY 41017-9125 |
| Document Number | 0005900100 |
| Book / Page | KC 230 / 949 |
| Map Reference | MB 4290 PG 264 |
| Instrument Date | Jun 9, 2023 |
| Instrument | 23061305900100 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2023 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10201 DESMOND CT, COVINGTON, KY 41015-2433 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 174 TANDO WAY, COVINGTON, KY 41017-9125 |
| Document Number | 0005900101 |
|---|---|
| Date | Jun 13, 2023 |
| Book Page | KCM 468/758 |
| Instrument | 23061305900101 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 11, 2019 |
| Property Address | 174 TANDO WAY, COVINGTON, KY 41017-9125 |
| Document Number | 0000000007 |
| Book / Page | 0I4290 / 000264 |
| Instrument Date | Jul 2, 2019 |
| Instrument | 7 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2019 |
| Title Company | HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGCY LP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $168.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 174 TANDO WAY COVINGTON KY 410179125, COVINGTON, KY 41017-9125 |
| Document Number | 9 |
|---|---|
| Date | Jul 11, 2019 |
| Book Page | 0I4290/000267 |
| Instrument | 9 |
| Name | VICTORY CMNTY BK |
|---|---|
| Type | Bank |
| Address | FORT MITCHELL, KY 41017 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 10, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 25, 2017 |
| Property Address | 174 TANDO WAY, COVINGTON, KY 41017-9125 |
| Document Number | 0000000204 |
| Book / Page | 003990 / 000063 |
| Instrument Date | Jun 3, 2017 |
| Instrument | 204 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $146.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 174 TANDO WAY FORT MITCHELL KY 410179125, FORT MITCHELL, KY 41017-9125 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $246,000 (-) Land $35,000 Building $211,000 | $246,000 (-) Land $35,000 Building $211,000 | |
| 2025 | $2,437.00 (+8.6%) | $246,000 (+16.81%) Land $25,000 Building $221,000 | $246,000 (+16.81%) Land $25,000 Building $221,000 |
| 2023 | $2,244.00 | $210,600 Land $25,000 Building $185,600 | $210,600 Land $25,000 Building $185,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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