Kenton County property record for 166 Tando Way, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 936 sqft · built 1999 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $167,500 (Apr 2019) |
| Tax Bill | $2,074 (2025) |
| Deeds & Mortgages | Nov 2023 Second Mortgage Apr 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-30-01-088.00 |
| Primary APN | 045-30-01-088.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 936 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 156 ft deep x 72 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 166 TANDO WAY |
|---|---|
| City | FT MITCHELL |
| State | KY |
| Zip | 41017-9118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CUMBERLAND RIDGE SEC 4 LOT 88 |
| Legal Subdivision | CUMBERLAND RIDGE |
| Legal Phase | 4 |
| Legal Lot Number | 88 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 66801 |
166 Tando Way is owned and occupied by two individuals who bought it in April 2019.
Source: Kenton County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 166 TANDO WAY, FT MITCHELL, KY 41017-9118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Apr 9, 2019 | Warranty Deed, Transfer · FHA Mortgage AMERICAN MTG SVC |
| Nov 16, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2019 · Amount on File |
| Deed Sale | Apr 9, 2019 · Amount on File |
| Prior Sale | Nov 15, 2011 · Amount on File |
| Deed Document Number | 201904 09 059 00189 |
| Deed Book / Page | 4248 / 115 |
| Prior Transfer Date | Nov 16, 2017 |
| Prior Transfer Doc | 0000000076 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 166 TANDO WAY, COVINGTON, KY 41017-9118 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 166 TANDO WAY, COVINGTON, KY 41017-9118 |
| Document Number | 0005900048 |
|---|---|
| Date | Nov 3, 2023 |
| Book Page | KCM 505/276 |
| Instrument | 23110305900048 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 306 Months |
| Due | May 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 9, 2019 |
| Property Address | 166 TANDO WAY, COVINGTON, KY 41017-9118 |
| Document Number | 0000000189 |
| Book / Page | 0I4248 / 000115 |
| Instrument Date | Apr 5, 2019 |
| Instrument | 189 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $167.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 166 TANDO WAY COVINGTON KY 410179118, COVINGTON, KY 41017-9118 |
| Document Number | 192 |
|---|---|
| Date | Apr 9, 2019 |
| Book Page | 0I4248/000120 |
| Instrument | 192 |
| Name | AMERICAN MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 8, 2049 |
| Document Number | 193, |
|---|---|
| Date | Apr 9, 2019 |
| Book Page | 0I4248/000134 |
| Instrument | 193 |
| Name | KENTUCKY HSNG |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Apr 8, 2029 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 16, 2017 |
| Property Address | 166 TANDO WAY, COVINGTON, KY 41017-9118 |
| Document Number | 0000000076 |
| Book / Page | 0I4030 / 000116 |
| Instrument Date | Nov 16, 2017 |
| Instrument | 76 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 166 TANDO WAY COVINGTON KY 410179118, COVINGTON, KY 41017-9118 |
The 2025 property tax bill for 166 Tando Way was $2,074.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $209,300 (-) Land $35,000 Building $174,300 | $209,300 (-) Land $35,000 Building $174,300 | |
| 2025 | $2,074.00 | $209,300 Land $25,000 Building $184,300 | $209,300 Land $25,000 Building $184,300 |
| 2023 | $2,231.00 | $209,300 Land $25,000 Building $184,300 | $209,300 Land $25,000 Building $184,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 166 Tando Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 166 Tando Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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