161 Tando Way, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 161 Tando Way, Covington, KY 41017 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,149 sqft · built 2000
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Oct 2021)
Tax Bill	$2,427 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Sep 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`045-30-01-080.00`

Property Details

APN / Parcel Number

Primary APN	`045-30-01-080.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,149 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	161 TANDO WAY
City	COVINGTON
State	KY
Zip	41017-9117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CUMBERLAND RIDGE SEC 4 LOT 80
Legal Subdivision	CUMBERLAND RIDGE
Legal Phase	4
Legal Lot Number	80
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1026
Census Tract	66801

Owner

Source: Kenton County records · APN 045-30-01-080.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	161 TANDO WAY, FT MITCHELL, KY 41017-9117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 09, 2020	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND BK
Aug 23, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING
Jan 07, 2019	Warranty Deed, Transfer · FHA Mortgage NATIONS DIRECT MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 19, 2021 · Amount on Record
Deed Sale	Oct 19, 2021 · Amount on Record
Prior Sale	Sep 09, 2020 · Amount on Record
Deed Document Number	2021304
Deed Book / Page	124 / 885
Prior Transfer Date	Mar 18, 2005
Prior Transfer Doc	0005900267
Record Updated	Jun 08, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 19, 2021
Property Address	161 TANDO WAY, COVINGTON, KY 41017-9117
Document Number	0005900304
Book / Page	124 / 885
Map Reference	SL A-271
Instrument Date	Oct 12, 2021
Instrument	21101905900304
Transaction Type	Transfer
Record Updated	Jan 12, 2022
Title Company	360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	341 FARMINGTON DR, 341, LAKESIDE PARK, KY 41017-3197

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 TANDO WAY, COVINGTON, KY 41017-9117

Mortgage

Document Number	0005900305
Date	Oct 19, 2021
Book Page	287/270
Instrument	21101905900305

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Sep 09, 2020
Property Address	161 TANDO WAY, COVINGTON, KY 41017-9117
Document Number	0000000236
Book / Page	000042 / 000523
Instrument Date	Sep 04, 2020
Instrument	236
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	HOMESTEAD TITLE AGENCY LIMITED, HOMESTEAD TITLE AGCY LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$186.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 TANDO WAY COVINGTON KY 410179117, COVINGTON, KY 41017-9117

Mortgage

Document Number	237
Date	Sep 09, 2020
Book Page	000M95/000265
Instrument	237

Lender

Name	HEARTLAND BK
Type	Bank
Address	WHITEHALL, OH 43213

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 08, 2035

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	161 TANDO WAY, COVINGTON, KY 41017-9117
Document Number	0000000132
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	161 TANDO WAY COVINGTON KY 410179117, COVINGTON, KY 41017-9117

Mortgage

Document Number	0000000132
Date	Oct 09, 2019
Book Page	0I4341/000328
Instrument	132

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 08, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 07, 2019
Property Address	161 TANDO WAY, COVINGTON, KY 41017-9117
Document Number	0000000221
Book / Page	0I4213 / 000072
Instrument Date	Dec 20, 2018
Instrument	221
Transaction Type	Transfer
Record Updated	Jan 21, 2019
Title Company	COSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	161 TANDO WAY COVINGTON KY 410179117, COVINGTON, KY 41017-9117

Mortgage

Document Number	223
Date	Jan 07, 2019
Book Page	0I4213/000075
Instrument	223

Lender

Name	NATIONS DIRECT MTG
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 06, 2049

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,427.00 (-7.05%)	$245,000 (-) Land $25,000 Building $220,000	$245,000 (-) Land $25,000 Building $220,000
2023	$2,611.00	$245,000 Land $25,000 Building $220,000	$245,000 Land $25,000 Building $220,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 320 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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