Rutherford County property record for 174 Rutherford St, Spindale, NC 28160
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,776 sqft · built 1980 |
| Lot Size | 1.45 acres (63,162 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,423 (2022) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1210985 |
| Primary APN | 1210985 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,776 sqft Heated Area |
| Gross Area | 2,682 sqft |
| Basement Area | 906 sqft |
| Unfinished Basement | 906 sqft |
| Utility Area | 400 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 63,162 sqft (1.45 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 88 sqft |
| Deck Area | 180 sqft |
| Patio Area | 180 sqft |
| Cooling System | Fan Cooling |
|---|---|
| Heating System | Heat Pump |
| Account Number | 20523 |
|---|---|
| Street Address | 174 RUTHERFORD ST |
| City | SPINDALE |
| State | NC |
| Zip | 28160-1838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | GPIN:1529117528810000; RES LOT 3 HIGHLAND PARK |
| Legal Subdivision | HIGHLAND PARK |
| Legal Block | 1 |
| Legal Lot Number | 29 |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | RUTHERFORDTON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 960600 |
174 Rutherford St is owned and occupied by an individual.
Source: Rutherford County records, as of September 13, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 174 RUTHERFORD ST, SPINDALE, NC 28160-1838 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000620610 |
| Record Updated | Jun 7, 2026 |
Source: Rutherford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Municipality | Spindale Town |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $289,300 Land $28,400 Building $260,900 | $289,300 Land $28,400 Building $260,900 | |
| 2022 | $2,423.00 | ||
| 2021 | $2,423.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 174 Rutherford St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 174 Rutherford St is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 65% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 2,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Pangaea Internet.
5G (outdoors only) and 4G LTE
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