147 Rutherford St, Spindale, NC 28160 Property Records

Rutherford County property record for 147 Rutherford St, Spindale, NC 28160

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,904 sqft · built 1993
Lot Size	0.419 acres (18,295 sqft)
Owner	Individual Name on File
Tax Bill	$230 (2022)
Deeds & Mortgages	Feb 2021 Sale Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1618548`

Property Details

APN / Parcel Number

Primary APN	`1618548`
Alternative APN	`33138`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,904 sqft Heated Area
Gross Area	2,436 sqft
Basement Area	532 sqft
Unfinished Basement	532 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,295 sqft (0.419 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	304 sqft
Deck Area	36 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Account Number	33138
Street Address	147 RUTHERFORD ST
City	SPINDALE
State	NC
Zip	28160-1839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	RUTHERFORD INVESTMENT CO LO54-58 PL2-14
Legal Subdivision	RUTHERFORD INV CO
Legal Block	2
Legal Lot Number	54,58
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	2
Census Block	2002
Census Tract	960600

Owner

147 Rutherford St is owned by an individual who acquired it in February 2021.

Source: Rutherford County records, as of September 13, 2023

Owner of Record	Individual Name on File
Mailing Address	1187 ELLENBORO HENRIETTA RD, ELLENBORO, NC 28040-8320
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Warranty Deed, Transfer
Nov 20, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2021
Deed Sale	Feb 12, 2021
Deed Document Number	0020422847
Deed Book / Page	2042 / 2847
Record Updated	Jun 7, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Feb 12, 2021
Property Address	147 RUTHERFORD ST, SPINDALE, NC 28160-1839
Document Number	0020422847
Book / Page	2042 / 2847
Map Reference	MB 2 PG 14
Instrument Date	Feb 12, 2021
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	147 RUTHERFORD ST, 147, SPINDALE, NC 28160-1839

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1187 ELLEN HENRIETTA ROAD, ELLENBORO, NC 28040-8320

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	147 RUTHERFORD ST, SPINDALE, NC 28160-1839
Document Number	0020181198
Instrument Date	Nov 20, 2018
Transaction Type	Mortgage
Record Updated	Dec 21, 2018
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 RUTHERFORD ST SPINDALE NC 281601839, SPINDALE, NC 28160-1839

Mortgage

Document Number	0020181198
Date	Dec 7, 2018
Book Page	002018/001198

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Spindale Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$257,900 Land $19,800 Building $238,100	$257,900 Land $19,800 Building $238,100
2022	$230.00 (-90.03%)
2021	$2,308.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 147 Rutherford St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 147 Rutherford St is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Pangaea Internet.

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