132 Rutherford St, Spindale, NC 28160 Property Records

Rutherford County property record for 132 Rutherford St, Spindale, NC 28160 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2.5 Baths
Year Built	Built 2004
Square Footage	1,689 sqft Heated Area
Lot Size	51,836 sqft (1.19 acres)
Garage	420 sqft
Occupancy	Owner Occupied
Tax Bill	$3,463.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`1216249`
Alternative APN	`21280`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,689 sqft Heated Area
Basement Area	713 sqft Basement
Finished Basement	570 sqft Finished
Unfinished Basement	143 sqft Unfinished
Stories	1 Stories
Primary Flooring	Wood Flooring
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2004
Architectural Style	Ranch Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	51,836 sqft (1.19 acres)
Parking Spaces	2 Parking Spaces
Garage Area	420 sqft Garage

Exterior Amenities

Deck Area	420 sqft Deck
Patio Area	420 sqft Patio
Porch Area	25 sqft Porch
Utility Building	56 sqft Utility Building

Utilities and HVAC

Cooling System	A/C Fan Cooling Cooling
Heating System	Heat Pump Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	132 RUTHERFORD ST
City	SPINDALE
State	NC
Zip	28160-1838
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GPIN:1529117514050000; RES LOT 5 HIGHLAND PARK
Legal Subdivision	HIGHLAND PARK SUBDIVISION
Jurisdiction	RUTHERFORD NC
Minor Civil Division	RUTHERFORDTON
Census Blockgroup	2
Census Block	2002
Census Tract	960600

Owner

Source: Rutherford County records · APN 1216249

Assessment roll updated August 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	132 RUTHERFORD ST, SPINDALE, NC 28160-1838
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Aug 22, 2024
Transfer Doc	0020843184
Record Refreshed	Jun 08, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	132 RUTHERFORD ST, SPINDALE, NC 28160-1838
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012690036
Date	Feb 27, 2018
Book Page	1269/036
Instrument	201700007757

Lender

Name	CAROLINA TRUST BANK
Type	Bank
Address	FOREST CITY, NC 28043

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Rutherford County records · Assessment roll updated August 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Spindale Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,463.00 (+55.71%)	$291,400 (-) Land $24,700 Building $266,700	$291,400 (-) Land $24,700 Building $266,700
2023		$291,400 Land $24,700 Building $266,700	$291,400 Land $24,700 Building $266,700
2022	$2,224.00
2021	$2,224.00