Cherokee County property record for 174 River Tree Rd, Gaffney, SC 29341 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 1,440 sqft · built 1995 |
| Lot Size | 6 acres (261,360 sqft) |
| Owner | Individual Name on File |
| Last Sale | $139,100 (Sep 2014) |
| Tax Bill | $929 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 007087-23-3 |
| Primary APN | 007087-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,440 sqft Living Area |
| Basement Area | 1,440 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Siding |
| Lot Area | 261,360 sqft (6 acres) |
| Porch | Porch |
| Old Parcel Number | 0930000025011 00174095 |
|---|---|
| Street Address | 174 RIVER TREE RD |
| City | GAFFNEY |
| State | SC |
| Zip | 29341-5127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 174 RIVER TREE RD LT 7CC/7BB FM WELCH $169500 |
| Legal Subdivision | EUGENE CRAWFORD |
| Legal Block | 22 |
| Legal Lot Number | 7CC/7 |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 970203 |
Source: Cherokee County records · APN 007087-23-3
Assessment roll updated September 13, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 174 RIVER TREE RD, GAFFNEY, SC 29341-5127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2023 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 23, 2017 | Grant Deed, Transfer · FHA Mortgage MOVEMENT MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 02, 2014 · Amount on Record |
| Deed Sale | Sep 02, 2014 · Amount on Record |
| Deed Document Number | 0000710425 |
| Deed Book / Page | 000071 / 000425 |
| Last Transfer Date | Jun 23, 2017 |
| Transfer Doc | 0000950800 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 174 RIVER TREE RD # 7CC, 7CC, GAFFNEY, SC 29341-5127 |
| Transaction Type | Mortgage |
| Record Updated | Apr 08, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 174 RIVER TREE RD, GAFFNEY, SC 29341-5127 |
| Document Number | 0001672778 |
|---|---|
| Date | Dec 27, 2023 |
| Book Page | 167/2778 |
| Instrument | 2023-7218 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | 90321 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 283 Months |
| Due | Jul 01, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Jun 23, 2017 |
| Property Address | 174 RIVER TREE RD # 7CC, 7CC, GAFFNEY, SC 29341-5127 |
| Document Number | 0000950800 |
| Book / Page | 000095 / 000800 |
| Instrument Date | Jun 22, 2017 |
| Instrument | 3078 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2017 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 174 RIVER TREE RD GAFFNEY SC 293415127, GAFFNEY, SC 29341-5127 |
| Document Number | 950803 |
|---|---|
| Date | Jun 23, 2017 |
| Book Page | 000095/000803 |
| Instrument | 3079 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 22, 2047 |
Source: Cherokee County records · Assessment roll updated September 13, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $929.00 (+59.35%) | $6,860 (+23.38%) Land $1,720 Building $5,140 | $168,400 (-) Land $40,000 Building $128,400 |
| 2023 | $583.00 | $5,560 Land $420 Building $5,140 | $168,400 Land $40,000 Building $128,400 |
Source: FEMA National Flood Hazard Layer, Cherokee County (45021C), updated March 25, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450219702031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Moderate above 40% of the US · above 21% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,695 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures