Cherokee County property record for 112 River Tree Rd, Gaffney, SC 29341
| Property Type | Single Family Home |
|---|---|
| Details | 1,789 sqft · built 1996 |
| Lot Size | 1.23 acres (53,579 sqft) |
| Owner | Owner Name on File |
| Last Sale | $117,500 (May 2009) |
| Tax Bill | $645 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 002822-23-3 |
| Primary APN | 002822-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,789 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Siding |
| Lot Area | 53,579 sqft (1.23 acres) |
| Porch | Porch |
| Old Parcel Number | 0930000026007 00209995 |
|---|---|
| Street Address | 112 RIVER TREE RD |
| City | GAFFNEY |
| State | SC |
| Zip | 29341-5127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 112 RIVER TREE RD BUNCE $84000/ FM ENGELHART $117500 |
| Legal Lot Number | 7 |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 970203 |
Source: Cherokee County records · APN 002822-23-3
Assessment roll updated September 13, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 112 RIVER TREE RD, GAFFNEY, SC 29341-5127 |
| Occupancy | Owner Occupied |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 18, 2009 · Amount on Record |
| Deed Sale | May 18, 2009 · Amount on Record |
| Deed Document Number | 02453 |
| Deed Book / Page | 27 / 888 |
| Prior Transfer Date | May 15, 2009 |
| Prior Transfer Doc | 0000270888 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 112 RIVER TREE RD, GAFFNEY, SC 29341-5127 |
| Transaction Type | Mortgage |
| Record Updated | Dec 04, 2023 |
| Name | Verified Name |
|---|---|
| Address | 112 RIVER TREE RD, GAFFNEY, SC 29341-5127 |
| Document Number | 0001661156 |
|---|---|
| Date | Nov 03, 2023 |
| Book Page | 166/1156 |
| Instrument | 202300006288 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | GAFFNEY, SC 29340 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Cherokee County records · Assessment roll updated September 13, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $645.00 (+19.44%) Homeowner's exemption | $5,190 (-) Land $410 Building $4,780 | $129,800 (-) Land $10,200 Building $119,600 |
| 2023 | $540.00 | $5,190 Land $410 Building $4,780 | $129,800 Land $10,200 Building $119,600 |
Source: FEMA National Flood Hazard Layer as of March 25, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
Based on FCC filings for 41 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
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