126 River Tree Rd, Gaffney, SC 29341 Property Records

Cherokee County property record for 126 River Tree Rd, Gaffney, SC 29341

Property Summary

Property Type	Single Family Home
Details	1,662 sqft · built 1983
Lot Size	1.11 acres (48,352 sqft)
Owner	Individual Name on Record
Last Sale	$232,500 (Jun 2023)
Tax Bill	$883 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007669-23-3`

Property Details

APN / Parcel Number

Primary APN	`007669-23-3`
Alternative APNs	`0930000025006 61412689` `093-00-00-025.006` `007762223`

Interior

Stories	2 Stories
Building Area	1,662 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Exterior Material	Logs
Lot Area	48,352 sqft (1.11 acres)
Porch	Porch

Location & Zoning

Old Parcel Number	0930000025006 61412689
Street Address	126 RIVER TREE RD
City	GAFFNEY
State	SC
Zip	29341-5127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	126 RIVER TREE RD LOT 71 FM TROUSDALE $144900-SIGNED 4% 1-24-20 FM DUFFIE $232500
Legal Subdivision	GRASSY POND TOWNSHIP
Legal Lot Number	71
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	1
Census Block	1001
Census Tract	970203

Owner

Source: Cherokee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	126 RIVER TREE RD, GAFFNEY, SC 29341-5127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Deed, Transfer · Conventional Mortgage PRIMELENDING
Jan 10, 2020	Deed of Trust, Mortgage · FHA Mortgage MAINLAND MTG
Jul 26, 2019	Tax Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2023 · Amount on Record
Deed Sale	Jun 30, 2023 · Amount on Record
Deed Document Number	0001612973
Deed Book / Page	161 / 2973
Record Updated	Jun 8, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE SC
Recording Date	Jun 30, 2023
Property Address	126 RIVER TREE RD, GAFFNEY, SC 29341-5127
Document Number	0001612973
Book / Page	161 / 2973
Instrument Date	Jun 30, 2023
Instrument	202300003739
Transaction Type	Transfer
Record Updated	Apr 8, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	126 RIVER TREE RD, GAFFNEY, SC 29341-5127

Mortgage

Document Number	202300003740
Date	Jun 30, 2023
Instrument	202300003740

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	126 RIVER TREE RD, GAFFNEY, SC 29341-5127
Document Number	0001190799
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 RIVER TREE RD GAFFNEY SC 293415127, GAFFNEY, SC 29341-5127

Mortgage

Document Number	0001190799
Date	Jan 13, 2020
Book Page	000119/000799
Instrument	287

Lender

Name	MAINLAND MTG
Type	Mortgage Company
Address	COLUMBIA, SC 29201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2050

July 2019: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	CHEROKEE SC
Recording Date	Jul 26, 2019
Property Address	126 RIVER TREE RD, GAFFNEY, SC 29341-5127
Document Number	0001141209
Book / Page	000114 / 001209
Instrument Date	Jul 24, 2019
Instrument	3645
Transaction Type	Foreclosure
Record Updated	Sep 26, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$225.70
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 GOWDEYSVILLE RD GAFFNEY SC 293406409, GAFFNEY, SC 29340-6409

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$883.00 (+50.94%) Homeowner's exemption	$9,100 (+61.92%) Land $1,600 Building $7,500	$227,400 (+61.97%) Land $40,000 Building $187,400
2023	$585.00 (+4.09%)	$5,620 (-) Land $420 Building $5,200	$140,400 (-) Land $10,500 Building $129,900
2022	$562.00	$5,620 Land $420 Building $5,200	$140,400 Land $10,500 Building $129,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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