174 Oak Dr, Franklin, OH 45005 Property Records

Montgomery County property record for 174 Oak Dr, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,305 sqft · built 1965
Lot Size	0.459 acres (19,998 sqft)
Owner	Individual Name on Record
Last Sale	$240,400 (Mar 2025)
Tax Bill	$2,790 (2024)
Deeds & Mortgages	Feb 2020 Mortgage Sep 2017 Mortgage
APN	`K51 00105 0012`

Property Details

APN / Parcel Number

Primary APN	`K51 00105 0012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,305 sqft Living Area
1st Floor Area	1,305 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	19,998 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Area	551 sqft
Parking Spaces	2 Parking Spaces
Deck Area	64 sqft
Patio Area	568 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	174 OAK DR
City	FRANKLIN
State	OH
Zip	45005-5811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	403 FAIRVIEW 4
Legal Subdivision	FAIRVIEW 4
Legal Lot Number	12
Jurisdiction	MONTGOMERY OH
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3114
Census Tract	50600

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2160 SUPERIOR AVE, CLEVELAND, OH 44114-2102
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Sep 21, 2017	Deed of Trust, Mortgage · VA Mortgage NEW PENN FIN'L LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2025 · Amount on Record
Deed Sale	Mar 17, 2025 · Amount on Record
Deed Document Number	2025-00014558
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	174 OAK DR, FRANKLIN, OH 45005-5811
Document Number	0000013284
Instrument Date	Feb 11, 2020
Transaction Type	Mortgage
Record Updated	Mar 18, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	174 OAK DR FRANKLIN OH 450055811, FRANKLIN, OH 45005-5811

Mortgage

Document Number	0000013284
Date	Feb 27, 2020
Instrument	13284

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	174 OAK DR, FRANKLIN, OH 45005-5811
Document Number	0000057472
Instrument Date	Sep 21, 2017
Transaction Type	Mortgage
Record Updated	Nov 3, 2017
Title Company	AVENUE 365 LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 OAK DR CARLISLE OH 450055811, CARLISLE, OH 45005-5811

Mortgage

Document Number	0000057472
Date	Sep 28, 2017
Instrument	57472

Lender

Name	NEW PENN FIN'L LLC
Type	Funding / Finance Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Miami Township
Municipality	Carlisle City
Unified School District	Carlisle Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$65,020 (-) Land $13,260 Building $51,760
2024	$2,790.00 (-2.62%)
2023	$2,865.00 (+51.91%)	$65,020 (+54.81%) Land $13,260 Building $51,760	$185,760 (+54.79%) Land $37,880 Building $147,880
2022	$1,886.00	$42,000 Land $8,550 Building $33,450
2020			$120,010 Land $24,440 Building $95,570

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	4 (1989–2020)
Most Recent Claim	Mar 2020 · other causes
Claims by Event	Severe Storms & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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