160 Oak Dr, Franklin, OH 45005 Property Records

Montgomery County property record for 160 Oak Dr, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1965
Lot Size	0.459 acres (19,998 sqft)
Owner	Individual Name on File
Last Sale	$182,200 (Feb 2024)
Tax Bill	$2,633 (2025)
Deeds & Mortgages	May 2026 Construction Loan Feb 2024 Sale + 3 more
APN	`K51-00105-0013`

Property Details

APN / Parcel Number

Primary APN	`K51-00105-0013`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	1,392 sqft
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	19,998 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	195 sqft
Shed	1 Shed
Shed Area	120 sqft
Canopy	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	160 OAK DR
City	FRANKLIN
State	OH
Zip	45005-5811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	404 FAIRVIEW 4
Legal Subdivision	FAIRVIEW 4
Legal Lot Number	13
Jurisdiction	MONTGOMERY OH
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3114
Census Tract	50600

Owner

160 Oak Dr is owned and occupied by an individual who bought it in February 2024.

Source: Montgomery County records, as of June 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	160 OAK DR, FRANKLIN, OH 45005-5811
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Construction Mortgage HUNTINGTON NATIONAL BANK
Feb 20, 2024	Warranty Deed, Transfer
Jan 5, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Mar 1, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Feb 27, 2020	Grant Deed, Transfer · VA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2024 · Amount on File
Deed Sale	Feb 20, 2024 · Amount on File
Prior Sale	Feb 27, 2020 · Amount on File
Deed Document Number	20248231
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Recording Date	May 27, 2026
Property Address	160 OAK DR, FRANKLIN, OH 45005-5811
Document Number	0000031115
Instrument Date	May 18, 2026
Instrument	202631115
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 OAK DR, FRANKLIN, OH 45005-5811

Mortgage

Document Number	0000031115,
Date	May 27, 2026
Instrument	202631115

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 18, 2056

Interest

Rate	6.3%
Max Rate	-1%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Feb 20, 2024
Property Address	160 OAK DR, FRANKLIN, OH 45005-5811
Document Number	0000008231
Map Reference	MB 641 PG 54
Instrument Date	Jan 19, 2024
Instrument	2024-00008231
Transaction Type	Transfer
Record Updated	Mar 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	160 OAK DR, FRANKLIN, OH 45005-5811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 OAK DR, FRANKLIN, OH 45005-5811

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	160 OAK DR, FRANKLIN, OH 45005-5811
Transaction Type	Mortgage
Record Updated	Jan 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 OAK DR, FRANKLIN, OH 45005-5811

Mortgage

Document Number	0000000453
Date	Jan 5, 2023
Instrument	2023-00000453

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Dec 12, 2032

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	160 OAK DR, FRANKLIN, OH 45005-5811
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	COMMONWEALTH USA SETMNTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016442
Date	Mar 1, 2021
Instrument	2021-00016442

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Feb 27, 2020
Property Address	160 OAK DR, FRANKLIN, OH 45005-5811
Document Number	0000013163
Instrument Date	Feb 14, 2020
Instrument	13163
Transaction Type	Transfer
Record Updated	Mar 18, 2020
Title Company	LANDMARK TITLE, LANDMARK TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$413.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 OAK DR FRANKLIN OH 450055811, FRANKLIN, OH 45005-5811

Mortgage

Document Number	13189
Date	Feb 27, 2020
Instrument	13189

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 26, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 160 Oak Dr was $2,633.

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Miami Township
Municipality	Carlisle City
Unified School District	Carlisle Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,633.00	$52,440 Land $13,260 Building $39,180	$149,810 Land $37,880 Building $111,930
2024	$2,633.00 (-1.64%)
2023	$2,677.00 (+39.72%)	$52,440 (+54.83%) Land $13,260 Building $39,180	$149,810 Land $37,880 Building $111,930
2022	$1,916.00	$33,870 Land $8,550 Building $25,320
2020			$96,770 Land $24,440 Building $72,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 160 Oak Dr; there have been 4 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	4 (1989–2020)
Most Recent Claim	Mar 2020 · other causes
Claims by Event	Severe Storms & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 160 Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon, Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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