164 Oak Dr, Franklin, OH 45005 Property Records

Montgomery County property record for 164 Oak Dr, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1965
Lot Size	0.459 acres (19,998 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Sep 2020)
Tax Bill	$2,716 (2024)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jun 2020 Sale
APN	`K51-00105-0001`

Property Details

APN / Parcel Number

Primary APN	`K51-00105-0001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	1,560 sqft
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	19,998 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	152 sqft
Patio Area	240 sqft
Canopy	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	164 OAK DR
City	FRANKLIN
State	OH
Zip	45005-5811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	371 FAIRVIEW 4
Legal Subdivision	FAIRVIEW 4
Legal Lot Number	1
Jurisdiction	MONTGOMERY OH
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3114
Census Tract	50600

Owner

164 Oak Dr is owned and occupied by two individuals who bought it in September 2020.

Source: Montgomery County records, as of December 30, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	164 OAK DR, CARLISLE, OH 45005-5811
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2020	Warranty Deed, Transfer · Conventional with PMI UNION SVGS
Jun 4, 2020	Warranty Deed, Transfer LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2020 · Amount on File
Deed Sale	Sep 16, 2020 · Amount on File
Prior Sale	Jun 4, 2020 · Amount on File
Deed Document Number	202054739
Prior Transfer Date	Aug 17, 2020
Prior Transfer Doc	0000054739
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Sep 16, 2020
Property Address	164 OAK DR, CARLISLE, OH 45005-5811
Document Number	0000054739
Instrument Date	Aug 17, 2020
Instrument	54739
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	164 OAK DR CARLISLE OH 450055811, CARLISLE, OH 45005-5811

Mortgage

Document Number	54764
Date	Sep 16, 2020
Instrument	54764

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jun 4, 2020
Property Address	164 OAK DR, CARLISLE, OH 45005-5811
Document Number	0000031841
Instrument Date	May 21, 2020
Instrument	31841
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC

Transaction

Amount	Amount on Record
Tax	$420.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	387 SUNSET DR CARLISLE OH 450053095, CARLISLE, OH 45005-3095

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Miami Township
Municipality	Carlisle City
Unified School District	Carlisle Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$53,340 Land $13,260 Building $40,080	$152,380 Land $37,880 Building $114,500
2024	$2,716.00 (-0.11%)
2023	$2,719.00 (+39.72%)	$53,340 (+54.83%) Land $13,260 Building $40,080	$152,380 Land $37,880 Building $114,500
2022	$1,946.00	$34,450 Land $8,550 Building $25,900
2020			$98,440 Land $24,440 Building $74,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 164 Oak Dr; there have been 4 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	4 (1989–2020)
Most Recent Claim	Mar 2020 · other causes
Claims by Event	Severe Storms & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 164 Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLISLE CITY PWS serves 1,675 people · EPA ID OH8303803
Water Source	Purchased groundwater from FRANKLIN PUBLIC WATER SYSTEM
Last State Inspection	Oct 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon, Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak Dr

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