174 Lyle Downs Rd, Franklin, NC 28734 Property Records

Macon County property record for 174 Lyle Downs Rd, Franklin, NC 28734 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1985
Square Footage	1,524 sqft Heated Area
Lot Size	45,302 sqft (1.04 acres)
Occupancy	Owner Occupied
Last Sale	$139,000 (2019)
Tax Bill	$930.00 (2025)

Owner

Source: Macon County records · APN 6587511316

Assessment roll updated September 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	174 LYLE DOWNS RD, FRANKLIN, NC 28734-8872
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 29, 2019 · Amount on Record
Deed Sale	Jan 29, 2019 · Amount on Record
Deed Doc Number	2019538
Deed Book / Page	39 / 530
Record Refreshed	Sep 20, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jan 29, 2019
Property Address	174 LYLE DOWNS RD, FRANKLIN, NC 28734-8872
Document Number	A39/0530
Book / Page	A-39 / 0530
Instrument Date	Jan 29, 2019
Instrument	2019000538
Transaction Type	Transfer
Record Updated	Oct 04, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$278.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 LYLE DOWNS RD, FRANKLIN, NC 28734-8872

Mortgage

Document Number	2019000539
Date	Jan 29, 2019
Instrument	2019000539

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,410 (-0.21%) Land $35,740 Building $202,670	$238,410 (-0.21%) Land $35,740 Building $202,670
2025	$930.00 (+5.92%)
2023	$878.00	$238,910 Land $35,740 Building $203,170	$238,910 Land $35,740 Building $203,170

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macon County (37113C), updated November 8, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 76% of North Carolina
Wildfire Likelihood	About 1 in 649 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`6587511316`
Alternative APNs	`1150303` `143985`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,524 sqft Heated Area
1st Floor	1,524 sqft 1st Floor
Stories	1 Stories
Utility Area	9 sqft Utility Area
Utility Room	Utility Room
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1985
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	45,302 sqft (1.04 acres)
Parking Spaces	4 Parking Spaces
Garage Type	Finished Garage
Garage Area	1,040 sqft Garage

Exterior Amenities

Deck Area	330 sqft Deck
Patio Area	366 sqft Patio
Porch Area	112 sqft Porch
Topography	Rolling Topography

Utilities and HVAC

Heating System	Baseboard Heating
Heating Fuel	Electric Heating Fuel
Sewage	Septic Sewage
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	143985
Street Address	174 LYLE DOWNS RD
City	FRANKLIN
State	NC
Zip	28734-8872
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 1
Legal Lot Number	1
Jurisdiction	MACON NC
Minor Civil Division	COWEE
Census Blockgroup	1
Census Block	1009
Census Tract	970200