125 Lyle Downs Rd, Franklin, NC 28734 Property Records

Macon County property record for 125 Lyle Downs Rd, Franklin, NC 28734

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 864 sqft · built 1984
Lot Size0.42 acres (18,295 sqft)
OwnerIndividual Name on File
Last Sale$250,000 (Feb 2023)
Tax Bill$979 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Aug 2020 Foreclosure
Flood ZoneZone X (minimal risk)
APN6587513608

Property Details

APN / Parcel Number

Primary APN6587513608
Alternative APNs
  • 1102059
  • 138671
  • 154346

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area864 sqft Heated Area
1st Floor Area864 sqft
Basement Area864 sqft
Finished Basement864 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1990
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area18,295 sqft (0.42 acres)
TerrainRolling
Garage TypeAttached
Garage Area384 sqft
Parking Spaces1 Parking Space
Deck Area594 sqft
Patio Area456 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic

Location & Zoning

Account Number154346
Street Address125 LYLE DOWNS RD
CityFRANKLIN
StateNC
Zip28734-8872
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionRD 1377 LYLE DOWNS RD
JurisdictionMACON NC
Township / Civil DivisionCOWEE
Census Block Group1
Census Block1014
Census Tract970200

Owner

Source: Macon County assessment roll, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address125 LYLE DOWNS RD, FRANKLIN, NC 28734-8872
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2023Warranty Deed, Transfer · Conventional Mortgage
CHURCHILL MORTGAGE CORP
Aug 7, 2020Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 2, 2023 · Amount on Record
Deed SaleFeb 2, 2023 · Amount on Record
Prior SaleAug 7, 2020 · Amount on Record
Deed Document Number2023642
Record UpdatedSep 20, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON NC
Recording DateFeb 2, 2023
Property Address125 LYLE DOWNS RD, FRANKLIN, NC 28734-8872
Document Number00I42/2421
Book / PageI-42 / 2421
Instrument DateJan 27, 2023
Instrument2023000642
Transaction TypeTransfer
Record UpdatedFeb 15, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$500.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 LYLE DOWNS RD, FRANKLIN, NC 28734-8872

Mortgage

Document Number2023000643
DateFeb 2, 2023
Instrument2023000643
Lender
NameCHURCHILL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2038

August 2020: Commissioner's Deed, Foreclosure

Document TypeCommissioner's Deed
JurisdictionMACON NC
Recording DateAug 7, 2020
Property Address125 LYLE DOWNS RD, FRANKLIN, NC 28734-8872
Document NumberC40/621
Book / PageC-40 / 621
Instrument DateJul 31, 2020
Instrument2020005443
Transaction TypeForeclosure
Record UpdatedOct 4, 2021

Transaction

AmountAmount Recorded
Tax$72.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3614 LYNN RD, RALEIGH, NC 27613-3833
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Macon County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$252,650 (+0.08%) Land $27,850 Building $224,800$252,650 (+0.08%) Land $27,850 Building $224,800
2025$979.00 (+6.3%)
2023$921.00$252,450 Land $27,850 Building $224,600$252,450 Land $27,850 Building $224,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims2 (2004–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 75% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Starlink
Satellite
280 / 30

May also be available: Optimum Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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