174 E 5th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 174 E 5th St, Oswego, NY 13126 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,445 sqft · built 1920
Lot Size0.091 acres (3,978 sqft)
OwnerIndividual Name on File
Last Sale$155,000 (Feb 2023)
Tax Bill$2,906 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
May 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN351200 128.64-04-20

Property Details

APN / Parcel Number

Primary APN351200 128.64-04-20
Alternative APNs
  • 120012806400040200000000
  • 2009

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,445 sqft Living Area
1st Floor Area890 sqft
2nd Floor Area228 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area3,978 sqft (0.091 acres)
Lot Dimensions117 ft deep x 34 ft wide
PorchPorch
Porch Area188 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number2009
Street Address174 E 5TH ST
CityOSWEGO
StateNY
Zip13126-3201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionHAMILTONS GORE
Legal Block4
Legal Lot Number20.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group3
Census Block3020
Census Tract21604

Owner

Source: Oswego County and Oswego City records · APN 351200 128.64-04-20

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address174 E 5TH ST, OSWEGO, NY 13126-3201
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2023Executor's Deed, Transfer · FHA Mortgage
MOVEMENT MORTGAGE
May 04, 2022Warranty Deed, Transfer · Conventional Mortgage
EMPOWER FCU
Sep 09, 2020Grant Deed, Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 15, 2023 · Amount on Record
Deed SaleFeb 15, 2023 · Amount on Record
Prior SaleMay 04, 2022 · Amount on Record
Deed Document Number2023R-2023-001488
Prior Transfer DateMar 08, 2012
Record UpdatedJun 08, 2026

February 2023: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionOSWEGO NY
Recording DateFeb 15, 2023
Property Address174 E 5TH ST, OSWEGO, NY 13126-3201
Document Number0000001488
Instrument DateFeb 10, 2023
InstrumentR-2023-001488
Transaction TypeTransfer
Record UpdatedMar 07, 2023
Title CompanyVANGUARD RESEARCH & TTL SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$596.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address488 WINTERGREEN WAY, ROCHESTER, NY 14618-4841

Transferred To (Grantee/Buyer)

NameVerified Name
Address174 E 5TH ST, OSWEGO, NY 13126-3201

Mortgage

Document Number0000001489
DateFeb 15, 2023
InstrumentR-2023-001489
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateMay 04, 2022
Property Address174 E 5TH ST, OSWEGO, NY 13126-3201
Document Number0000004499
Instrument DateApr 05, 2022
InstrumentR-2022-004499
Transaction TypeTransfer
Record UpdatedMay 19, 2022
Title CompanyNETWORK TITLE AGENCY/FL, NETWORK TITLE AGCY OF NY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$520.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address103 COUNTY ROUTE 31, 103, OSWEGO, NY 13126-6535

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 CEMETERY RD, OSWEGO, NY 13126-6048

Mortgage

Document Number0000004500
DateMay 04, 2022
InstrumentR-2022-004500
Lender
NameEMPOWER FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2052

September 2020: Grant Deed, Foreclosure

Document TypeGrant Deed
JurisdictionOSWEGO NY
Recording DateSep 09, 2020
Property Address174 E 5TH ST, OSWEGO, NY 13126-3201
Document Number0000007890
Instrument DateAug 07, 2020
Instrument7890
Transaction TypeForeclosure
Record UpdatedOct 13, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 COUNTY ROUTE 31 OSWEGO NY 131266535, OSWEGO, NY 13126-6535

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,906.00$155,000 (+138.46%) Land $17,700 Building $137,300$155,000 (+97.92%) Land $17,700 Building $137,300
2023$65,000 Land $11,000 Building $54,000$78,313 Land $13,253 Building $65,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360750216043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (1984)
Most Recent ClaimApr 1984, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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