173 E 5th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 173 E 5th St, Oswego, NY 13126

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,935 sqft · built 1900
Lot Size0.134 acres (5,850 sqft)
OwnerIndividual Name on Record
Deeds & MortgagesAug 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN351200 128.65-01-22

Property Details

APN / Parcel Number

Primary APN351200 128.65-01-22
Alternative APNs
  • 120012806500010220000000
  • 2245

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,935 sqft Living Area
1st Floor Area1,211 sqft
2nd Floor Area1,724 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area5,850 sqft (0.134 acres)
Lot Dimensions117 ft deep x 50 ft wide
Garage TypeAttached
Garage Area513 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area240 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number2245
Street Address173 E 5TH ST
CityOSWEGO
StateNY
Zip13126-3202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTN1
Legal SubdivisionHAMILTONS GORE
Legal Block1
Legal Lot Number22.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group3
Census Block3019
Census Tract21604

Owner

Source: Oswego County and Oswego City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address173 E 5TH ST, OSWEGO, NY 13126-3202
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 23, 2006
Transfer Doc0000014050
Record UpdatedJun 8, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address173 E 5TH ST, OSWEGO, NY 13126-3202
Document Number0000007836
Instrument DateAug 8, 2018
Transaction TypeMortgage
Record UpdatedSep 12, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address173 E 5TH ST OSWEGO NY 131263202, OSWEGO, NY 13126-3202

Mortgage

Document Number0000007836
DateAug 15, 2018
Instrument7836
Lender
NameOSWEGO CNTY FCU
TypeCredit Union
AddressOSWEGO, NY 13126
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$198,000 (+132.94%) Land $19,400 Building $178,600$198,000 (+93.34%) Land $19,400 Building $178,600
2023$85,000 Land $13,000 Building $72,000$102,410 Land $15,663 Building $86,747

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1984)
Most Recent ClaimApr 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO CITY
serves 29,400 people · EPA ID NY3704361
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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