165 E 5th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 165 E 5th St, Oswego, NY 13126

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,577 sqft · built 1910
Lot Size0.048 acres (2,100 sqft)
OwnerIndividual Name on Record
Last Sale$85,500 (Aug 2019)
Tax Bill$2,780 (2026)
Deeds & MortgagesAug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN351200 128.64-05-09

Property Details

APN / Parcel Number

Primary APN351200 128.64-05-09
Alternative APNs
  • 120012806400050090000000
  • 3272

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,577 sqft Living Area
1st Floor Area902 sqft
2nd Floor Area675 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area2,100 sqft (0.048 acres)
Lot Dimensions60 ft deep x 35 ft wide
PorchCovered Porch
Porch Area72 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3272
Street Address165 E 5TH ST
CityOSWEGO
StateNY
Zip13126-2718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTN1
Legal Block5
Legal Lot Number9.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group2
Census Block2017
Census Tract21604

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address165 E 5TH ST, OSWEGO, NY 13126-2718
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 5, 2019 · Amount on Record
Deed SaleAug 5, 2019 · Amount on Record
Prior SaleOct 30, 2009 · Amount on Record
Deed Document Number20196667
Prior Transfer DateFeb 12, 2008
Prior Transfer Doc0000002304
Record UpdatedOct 29, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateAug 5, 2019
Property Address165 E 5TH ST, OSWEGO, NY 13126-2718
Document Number0000006667
Instrument DateAug 1, 2019
InstrumentR-2019-006667
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyVANGUARD RESERACH & TTL SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$342.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address55 E MOHAWK ST, 55, OSWEGO, NY 13126-2723

Transferred To (Grantee/Buyer)

NameVerified Name
Address139 E ALBANY ST, OSWEGO, NY 13126-3439

Mortgage

Document Number0000006668
DateAug 5, 2019
InstrumentR-2019-006668
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueSep 1, 2039

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,780.00 (-1.14%)
2025$2,812.00$150,000 (+1%) Land $15,600 Building $134,400$150,000 (+66%) Land $15,600 Building $134,400
2023$75,000 Land $7,900 Building $67,100$90,361 Land $9,518 Building $80,843

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO CITY
serves 29,400 people · EPA ID NY3704361
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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