Polk County property record for 1730 Lagoon Cir, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,514 sqft · built 1996 |
| Lot Size | 0.356 acres (15,512 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Jan 2021) |
| Tax Bill | $3,940 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-30-13-293165-000360 |
| Primary APN | 24-30-13-293165-000360 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,514 sqft Living Area |
| Gross Area | 1,954 sqft |
| 1st Floor Area | 1,514 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 15,512 sqft (0.356 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 204 sqft |
| Cooling System | Central |
|---|
| Street Address | 1730 LAGOON CIR |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-6870 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE LAKES II PB 88 PGS 32 AND 33 LOT 36 |
| Legal Range | 24E |
| Legal Township | 30S |
| Legal Section | 13 |
| Legal Subdivision | LAKESTHE II |
| Legal Tract | 293165 |
| Legal Block | 2 |
| Legal Lot Number | 36 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 15900 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 162 EDGAR RD, TOWNSEND, DE 19734-2413 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GENEVA FINANCIAL LLC |
| Jan 15, 2021 | Warranty Deed, Construction Loan · Construction Mortgage DIRECT PORTFOLIO LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 15, 2021 · Amount on Record |
| Deed Sale | Jan 15, 2021 · Amount on Record |
| Prior Sale | Jul 9, 2015 · Amount on Record |
| Deed Document Number | 202111758 |
| Deed Book / Page | 11539 / 2257 |
| Prior Transfer Date | Jul 1, 2015 |
| Prior Transfer Doc | 0095720342 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1730 LAGOON CIR, BARTOW, FL 33830-6870 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 162 EDGAR RD, TOWNSEND, DE 19734-2413 |
| Document Number | 0000015383 |
|---|---|
| Date | Jan 19, 2022 |
| Book Page | 12078/215 |
| Instrument | 2022015383 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1730 LAGOON CIR, BARTOW, FL 33830-6870 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2021 |
| Name | Verified Name |
|---|---|
| Address | 162 EDGAR RD, TOWNSEND, DE 19734-2413 |
| Document Number | 0000059154 |
|---|---|
| Date | Mar 8, 2021 |
| Book Page | 11613/351 |
| Instrument | 2021059154 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANDLER, AZ 85248 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 15, 2021 |
| Property Address | 1730 LAGOON CIR, BARTOW, FL 33830-6870 |
| Document Number | 0115392257 |
| Book / Page | 011539 / 002257 |
| Instrument Date | Nov 23, 2020 |
| Instrument | 11758 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 2, 2021 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 162 EDGAR RD TOWNSEND DE 197342413, TOWNSEND, DE 19734-2413 |
| Document Number | 115392259 |
|---|---|
| Date | Jan 15, 2021 |
| Book Page | 011539/002259 |
| Instrument | 11759 |
| Name | DIRECT PORTFOLIO LNDG |
|---|---|
| Address | LAKE OSWEGO, OR 97035 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 14, 2022 |
| Document Number | 115392272, |
|---|---|
| Date | Jan 15, 2021 |
| Book Page | 011539/002272 |
| Instrument | 11760 |
| Name | DIRECT PORTFOLIO LNDG |
|---|---|
| Address | LAKE OSWEGO, OR 97035 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 14, 2022 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bartow City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $220,842 (+3.64%) Land $19,250 Building $201,592 | $220,842 (-1.5%) Land $19,250 Building $201,592 | |
| 2025 | $3,940.00 (+83.6%) | $213,091 (-7.13%) | $224,201 (-2.29%) Land $19,250 Building $204,951 |
| 2024 | $2,146.00 (-44.43%) | ||
| 2023 | $3,862.00 (+20.95%) | $229,453 (+12.75%) Land $18,700 Building $210,753 | $229,453 (+12.75%) Land $18,700 Building $210,753 |
| 2022 | $3,193.00 | $203,499 Land $17,600 Building $185,899 | $203,499 Land $17,600 Building $185,899 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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