1660 Lagoon Cir, Bartow, FL 33830 Property Records

Polk County property record for 1660 Lagoon Cir, Bartow, FL 33830 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,504 sqft · built 1995
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$169,900 (Jan 2019)
Tax Bill	$2,127 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-30-13-293165-000410`

Property Details

APN / Parcel Number

Primary APN	`24-30-13-293165-000410`
Alternative APNs	`133024293165000410` `33024000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,504 sqft Living Area
Gross Area	1,944 sqft
1st Floor Area	1,504 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	101 ft deep x 69 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	440 sqft
Porch	Screened/Unfinished Porch
Porch Area	214 sqft

Location & Zoning

Street Address	1660 LAGOON CIR
City	BARTOW
State	FL
Zip	33830-6870
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE LAKES II PB 88 PGS 32 AND 33 LOT 41
Legal Range	24E
Legal Township	30S
Legal Section	13
Legal Subdivision	LAKESTHE II
Legal Tract	293165
Legal Block	2
Legal Lot Number	41
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	2
Census Block	2001
Census Tract	15900

Owner

Source: Polk County records · APN 24-30-13-293165-000410

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1660 LAGOON CIR, BARTOW, FL 33830-6870
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 09, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Jan 03, 2019	Warranty Deed, Transfer · FHA Mortgage MORTGAGE FIRM
Aug 27, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 03, 2019 · Amount on Record
Deed Sale	Jan 03, 2019 · Amount on Record
Prior Sale	Jan 12, 2005 · Amount on Record
Deed Document Number	20191875
Deed Book / Page	10714 / 1712
Prior Transfer Date	Aug 16, 2018
Prior Transfer Doc	0105930586
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1660 LAGOON CIR, BARTOW, FL 33830-6870
Document Number	0114221972
Instrument Date	Oct 09, 2020
Transaction Type	Mortgage
Record Updated	Nov 06, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1660 LAGOON CIR BARTOW FL 338306870, BARTOW, FL 33830-6870

Mortgage

Document Number	0114221972
Date	Oct 21, 2020
Book Page	011422/001972
Instrument	222939

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jan 03, 2019
Property Address	1660 LAGOON CIR, BARTOW, FL 33830-6870
Document Number	0107141712
Book / Page	010714 / 001712
Instrument Date	Jan 02, 2019
Instrument	1875
Transaction Type	Transfer
Record Updated	Jan 17, 2019
Title Company	REAL ESTATE TITLE SERVICES LLC, REAL ESTATE TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,839.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1660 LAGOON CIR BARTOW FL 338306870, BARTOW, FL 33830-6870

Mortgage

Document Number	107141713
Date	Jan 03, 2019
Book Page	010714/001713
Instrument	1876

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 02, 2049

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Aug 27, 2018
Property Address	1660 LAGOON CIR, BARTOW, FL 33830-6870
Document Number	0105930586
Book / Page	010593 / 000586
Instrument Date	Aug 16, 2018
Instrument	182049
Transaction Type	Transfer
Record Updated	Sep 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	214 S LAKESHORE BLVD LAKE WALES FL 338533840, LAKE WALES, FL 33853-3840

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,127.00 (-14.2%) Homeowner's exemption	$160,073 (+5.99%)	$221,849 (-6.67%) Land $17,500 Building $204,349
2024	$2,479.00 (+6.53%)
2023	$2,327.00 (+15.77%) Homeowner's exemption	$151,031 (+3%)	$237,696 (+4.32%) Land $17,000 Building $220,696
2022	$2,010.00 Homeowner's exemption	$146,632	$227,855 Land $16,000 Building $211,855

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050159002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	High above 82% of the US · above 73% of Florida
Wildfire Likelihood	About 1 in 176 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 75 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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