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1670 Lagoon Cir, Bartow, FL 33830 Property Records

Polk County property record for 1670 Lagoon Cir, Bartow, FL 33830

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,260 sqft · built 1996
Lot Size0.127 acres (5,541 sqft)
OwnerCompany Name on Record
Last Sale$175,000 (Jan 2021)
Tax Bill$3,251 (2025)
Deeds & MortgagesMay 2021 Mortgage
May 2021 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN24-30-13-293165-000400

Property Details

APN / Parcel Number

Primary APN24-30-13-293165-000400
Alternative APNs
  • 133024293165000400
  • 33024000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,260 sqft Living Area
Gross Area1,680 sqft
1st Floor Area630 sqft
Upper Floors Area630 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area5,541 sqft (0.127 acres)
Lot Dimensions101 ft deep x 55 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area420 sqft
PorchUnfinished Open Porch
Porch Area45 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1670 LAGOON CIR
CityBARTOW
StateFL
Zip33830-6870
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE LAKES II PB 88 PGS 32 AND 33 LOT 40
Legal Range24E
Legal Township30S
Legal Section13
Legal SubdivisionLAKESTHE II
Legal Tract293165
Legal Block2
Legal Lot Number40
JurisdictionPOLK FL
Township / Civil DivisionBARTOW
Census Block Group2
Census Block2001
Census Tract15900

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3903 S CONGRESS AVE, 40298, AUSTIN, TX 78704-0213
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
May 24, 2021Deed of Trust, Mortgage · Commercial Mortgage
GERMAN AMERICAN CAPITAL CORPORATION
May 24, 2021Special Warranty Deed, Transfer
BCHH INC
Jan 12, 2021Warranty Deed, Transfer
BCHH INC
Oct 1, 2019Loan Modification, Mortgage · FHA Mortgage
US BK
Oct 1, 2019Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Jan 11, 2017Warranty Deed, Transfer · FHA Mortgage
HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 12, 2021 · Amount on Record
Deed SaleJan 12, 2021 · Amount on Record
Prior SaleJan 11, 2017 · Amount on Record
Deed Document Number20219009
Deed Book / Page11535 / 2079
Prior Transfer DateJul 8, 2016
Prior Transfer Doc0000123141
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1670 LAGOON CIR, BARTOW, FL 33830-6870
Transaction TypeMortgage
Record UpdatedMay 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000135105
DateMay 24, 2021
Book Page11729/1248
Instrument2021135105
Lender
NameGERMAN AMERICAN CAPITAL CORPORATION
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term85 Months
DueJun 9, 2028

May 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateMay 24, 2021
Property Address1670 LAGOON CIR, BARTOW, FL 33830-6870
Document Number0000134983
Book / Page11729 / 578
Instrument DateMay 18, 2021
Instrument2021134983
Transaction TypeTransfer
Record UpdatedJun 7, 2021
Title CompanyBCHH INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address5001 PLAZA ON THE LK STE 200, 5001, AUSTIN, TX 78746-1053

Transferred To (Grantee/Buyer)

NameVerified Name
Address5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053
InvestorPossibly a Property Investor

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJan 12, 2021
Property Address1670 LAGOON CIR, BARTOW, FL 33830-6870
Document Number0115352079
Book / Page011535 / 002079
Instrument DateJan 8, 2021
Instrument9009
Transaction TypeTransfer
Record UpdatedJan 26, 2021
Title CompanyBCHH INC

Transaction

AmountAmount Recorded
Tax$1,225.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5001 PLAZA ON THE LK #200 AUSTIN TX 787461053, 200, AUSTIN, TX 78746-1053
InvestorPossibly a Property Investor

October 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPOLK FL
Property Address1670 LAGOON CIR, BARTOW, FL 33830-6870
Document Number0109981210
Instrument DateOct 1, 2019
Transaction TypeMortgage
Record UpdatedOct 22, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1670 LAGOON CIR BARTOW FL 338306870, BARTOW, FL 33830-6870

Mortgage

Document Number0109981210
DateOct 7, 2019
Book Page010998/001210
Instrument212429
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 6, 2049
Interest
Rate4.37%

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1670 LAGOON CIR, BARTOW, FL 33830-6870
Document Number0109981219
Instrument DateOct 1, 2019
Transaction TypeMortgage
Record UpdatedOct 22, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1670 LAGOON CIR BARTOW FL 338306870, BARTOW, FL 33830-6870

Mortgage

Document Number0109981219
DateOct 7, 2019
Book Page010998/001219
Instrument212430
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 6, 2049

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJan 11, 2017
Property Address1670 LAGOON CIR, BARTOW, FL 33830-6870
Document Number0100360913
Book / Page010036 / 000913
Instrument DateJan 6, 2017
Instrument6443
Transaction TypeTransfer
Record UpdatedOct 22, 2019
Title CompanyHILLSBOROUGH TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$836.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1670 LAGOON CIR BARTOW FL 338306870, BARTOW, FL 33830-6870

Mortgage

Document Number100360915
DateJan 11, 2017
Book Page010036/000915
Instrument6444
Lender
NameHOMEBRIDGE FIN'L SVCS INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 10, 2047

Mortgage

Document Number100360926,
DateJan 11, 2017
Book Page010036/000926
Instrument6445
Lender
NameHOUSING FIN AGCY
AddressTALLAHASSEE, FL 32301-1329
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityBartow City
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$177,022 (-0.81%) Land $17,500 Building $159,522$177,022 (-0.81%) Land $17,500 Building $159,522
2025$3,251.00 (-13.45%)$178,473 (-5.11%) Land $17,500 Building $160,973$178,473 (-5.11%) Land $17,500 Building $160,973
2024$3,756.00 (+2.04%)
2023$3,681.00 (+22.17%)$188,080 (+14.97%) Land $17,000 Building $171,080$188,080 (+14.97%) Land $17,000 Building $171,080
2022$3,013.00$163,591 Land $16,000 Building $147,591$163,591 Land $16,000 Building $147,591

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 72% of Florida
Wildfire Likelihood0.6% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BARTOW
serves 21,501 people · EPA ID FL6530315
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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