Haywood County property record for 173 Frances Ln, Clyde, NC 28721
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,560 sqft · built 2002 |
| Lot Size | 0.794 acres (34,587 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Apr 2022) |
| Tax Bill | $1,163 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Jun 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8647-41-8178 |
| Primary APN | 8647-41-8178 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,560 sqft Heated Area |
| Gross Area | 1,740 sqft |
| 1st Floor Area | 1,560 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Mobile Home |
| Exterior Material | Vinyl |
| Roof Material | Asphalt |
| Lot Area | 34,587 sqft (0.794 acres) |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 272412 |
|---|---|
| Street Address | 173 FRANCES LN |
| City | CLYDE |
| State | NC |
| Zip | 28721-6222 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | #6 DEBAX DEVELOPMENT CORP |
| Legal Subdivision | DEBAX DEVELOPMENT CORP |
| Legal Unit | 6 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | CLYDE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 920502 |
173 Frances Ln, a mobile home, is owned and occupied by an individual who bought it in April 2022.
Source: Haywood County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 173 FRANCES LN, CLYDE, NC 28721-6222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP |
| Jun 4, 2021 | Warranty Deed, Transfer |
| Jun 4, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2022 · Amount on File |
| Deed Sale | Apr 1, 2022 · Amount on File |
| Prior Sale | Jun 2, 2011 · Amount on File |
| Deed Document Number | 20223574 |
| Deed Book / Page | 1059 / 1023 |
| Prior Transfer Date | May 24, 2021 |
| Prior Transfer Doc | 0010321473 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Apr 1, 2022 |
| Property Address | 173 FRANCES LN, CLYDE, NC 28721-6222 |
| Document Number | 0010591023 |
| Book / Page | 1059 / 1023 |
| Map Reference | CAB C SL 2531 |
| Instrument Date | Mar 28, 2022 |
| Instrument | 2022003574 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 702, HAZELWOOD, NC 28738-0702 |
| Name | Verified Name |
|---|---|
| Address | 173 FRANCES LN, CLYDE, NC 28721-6222 |
| Document Number | 0010591027 |
|---|---|
| Date | Apr 1, 2022 |
| Instrument | 1059/1027 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Jun 4, 2021 |
| Property Address | 173 FRANCES LN, CLYDE, NC 28721-6222 |
| Document Number | 0010321482 |
| Book / Page | 1032 / 1482 |
| Map Reference | CAB C SL 25331 |
| Instrument Date | May 27, 2021 |
| Instrument | 2021006872 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 702, TUCKASEGEE, NC 28783 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Jun 4, 2021 |
| Property Address | 173 FRANCES LN, CLYDE, NC 28721-6222 |
| Document Number | 0010321473 |
| Book / Page | 1032 / 1473 |
| Map Reference | CAB C SL 2531 |
| Instrument Date | May 24, 2021 |
| Instrument | 2021006869 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 702, TUCKASEGEE, NC 28783 |
The 2025 property tax bill for 173 Frances Ln was $1,163.
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $154,600 (-) Land $26,800 Building $127,800 | ||
| 2025 | $1,163.00 | $154,600 Land $26,800 Building $127,800 | $154,600 Land $26,800 Building $127,800 |
| 2023 | $154,600 Land $26,800 Building $127,800 | $154,600 Land $26,800 Building $127,800 | |
| 2021 | $154,600 Land $26,800 Building $127,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 173 Frances Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 173 Frances Ln is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 65% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CLYDE serves 3,228 people · EPA ID NC0144025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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