Gloucester County and Clayton Borough property record for 173 E Howard St, Clayton, NJ 08312
| Property Type | Single Family Home |
|---|---|
| Details | 990 sqft · built 1952 |
| Lot Size | 0.218 acres (9,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Aug 2022) |
| Tax Bill | $5,783 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-01511-0000-00016 |
| Primary APN | 01-01511-0000-00016 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 990 sqft Living Area |
| 1st Floor Area | 990 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Asbestos |
| Lot Area | 9,500 sqft (0.218 acres) |
| Lot Dimensions | 190 ft deep x 50 ft wide |
| Old Parcel Number | 0100041F00012 |
|---|---|
| Street Address | 173 E HOWARD ST |
| City | CLAYTON |
| State | NJ |
| Zip | 08312-1237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Subdivision | PETERSON FARM |
| Legal Block | 1511 |
| Legal Lot Number | 16 |
| Jurisdiction | GLOUCESTER NJ |
| Township / Civil Division | CLAYTON |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 501501 |
Source: Gloucester County and Clayton Borough records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 173 E HOWARD ST, CLAYTON, NJ 08312-1237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2022 | Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Aug 7, 2017 | Deed, Transfer · FHA Mortgage GATEWAY MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2022 · Amount on Record |
| Deed Sale | Aug 3, 2022 · Amount on Record |
| Prior Sale | Aug 7, 2017 · Amount on Record |
| Deed Document Number | 202232709 |
| Deed Book / Page | 6724 / 245 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Recording Date | Aug 3, 2022 |
| Property Address | 173 E HOWARD ST, CLAYTON, NJ 08312-1237 |
| Document Number | 0000032709 |
| Book / Page | 6724 / 245 |
| Instrument Date | Jul 25, 2022 |
| Instrument | 32709 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Title Company | DREAM HOME ABSTRACT LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 173 E HOWARD ST, 173, CLAYTON, NJ 08312-1237 |
| Name | Verified Name |
|---|---|
| Address | 173 E HOWARD ST, CLAYTON, NJ 08312-1237 |
| Document Number | 0000032710 |
|---|---|
| Date | Aug 3, 2022 |
| Instrument | 32710 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Recording Date | Aug 7, 2017 |
| Property Address | 173 E HOWARD ST, CLAYTON, NJ 08312-1237 |
| Document Number | 0000030197 |
| Book / Page | 05705 / 074 |
| Map Reference | MAP4-136 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 30197 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Title Company | DREAM HOME ABSTARTC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $402.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 HEMINGWAY LN, 1, COLUMBUS, NJ 08022-2325 |
| Name | Verified Name |
|---|---|
| Address | 173 E HOWARD ST, CLAYTON, NJ 08312-1237 |
| Document Number | 0000030198 |
|---|---|
| Date | Aug 7, 2017 |
| Instrument | 30198 |
| Name | GATEWAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2047 |
Source: Gloucester County and Clayton Borough assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Gloucester County |
| Municipality | Clayton Borough |
| Unified School District | Clayton Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $267,400 (+18.79%) Land $56,000 Building $211,400 | $267,400 (+18.79%) Land $56,000 Building $211,400 | |
| 2025 | $5,783.00 (+3.81%) | $225,100 (+102.43%) Land $56,000 Building $169,100 | $225,100 (+102.43%) Land $56,000 Building $169,100 |
| 2024 | $5,571.00 (+31.89%) | ||
| 2023 | $111,200 Land $30,900 Building $80,300 | $111,200 Land $30,900 Building $80,300 | |
| 2022 | $4,224.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 16, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 51% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOROUGH OF CLAYTON serves 8,179 people · EPA ID NJ0801001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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