138 E Howard St, Clayton, NJ 08312 Property Records

Gloucester County and Clayton Borough property record for 138 E Howard St, Clayton, NJ 08312

Property Summary

Property Type	Single Family Home
Details	952 sqft · built 1948
Lot Size	0.346 acres (15,089 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,017 (2025)
Flood Zone	Zone X (minimal risk)
APN	`01-01407-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`01-01407-0000-00004`
Alternative APNs	`0100041E00005` `010140700004`

Interior

Stories	1 Story
Building Area	952 sqft Living Area
1st Floor Area	952 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Stucco
Lot Area	15,089 sqft (0.346 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	0100041E00005
Street Address	138 E HOWARD ST
City	CLAYTON
State	NJ
Zip	08312-1238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Block	1407
Legal Lot Number	4
Jurisdiction	GLOUCESTER NJ
Township / Civil Division	CLAYTON
Census Block Group	1
Census Block	1023
Census Tract	501501

Owner

Source: Gloucester County and Clayton Borough records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	138 E HOWARD ST, CLAYTON, NJ 08312-1238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Gloucester County and Clayton Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Gloucester County
Municipality	Clayton Borough
Unified School District	Clayton Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$256,800 (+9.65%) Land $62,500 Building $194,300	$256,800 (+9.65%) Land $62,500 Building $194,300
2025	$6,017.00 (+3.81%)	$234,200 (+84.7%) Land $62,500 Building $171,700	$234,200 (+84.7%) Land $62,500 Building $171,700
2024	$5,796.00 (+14.36%)
2023		$126,800 Land $37,200 Building $89,600	$126,800 Land $37,200 Building $89,600
2022	$5,068.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOROUGH OF CLAYTON serves 8,179 people · EPA ID NJ0801001
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20