Gloucester County and Clayton Borough property record for 164 E Howard St, Clayton, NJ 08312
| Property Type | Single Family Home |
|---|---|
| Details | 1,008 sqft · built 1948 |
| Lot Size | 0.217 acres (9,431 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $267,000 (Jul 2022) |
| Tax Bill | $6,744 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jul 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-01407-0000-00007 |
| Primary APN | 01-01407-0000-00007 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Construction Type | Frame |
| Lot Area | 9,431 sqft (0.217 acres) |
| Lot Dimensions | 150 ft deep x 62.5 ft wide |
| Old Parcel Number | 0100041E00009 |
|---|---|
| Street Address | 164 E HOWARD ST |
| City | CLAYTON |
| State | NJ |
| Zip | 08312-1238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Subdivision | PETERSON FARM |
| Legal Block | 1407 |
| Legal Lot Number | 7 |
| Jurisdiction | GLOUCESTER NJ |
| Township / Civil Division | CLAYTON |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 501501 |
Source: Gloucester County and Clayton Borough records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 164 E HOWARD ST, CLAYTON, NJ 08312-1238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 27, 2022 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 31, 2019 | Grant Deed, Transfer · FHA Mortgage GREENTREE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2022 · Amount on Record |
| Deed Sale | Jul 27, 2022 · Amount on Record |
| Prior Sale | Jan 6, 2009 · Amount on Record |
| Deed Document Number | 202231686 |
| Deed Book / Page | 6720 / 199 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Property Address | 164 E HOWARD ST, CLAYTON, NJ 08312-1238 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 164 E HOWARD ST, CLAYTON, NJ 08312-1238 |
| Document Number | 0000033908 |
|---|---|
| Date | Oct 17, 2025 |
| Book Page | 18981/181 |
| Instrument | 33908 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Recording Date | Jul 27, 2022 |
| Property Address | 164 E HOWARD ST, CLAYTON, NJ 08312-1238 |
| Document Number | 0000031686 |
| Book / Page | 6720 / 199 |
| Instrument Date | Jul 14, 2022 |
| Instrument | 31686 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $934.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 110 TURNER ST, 110, CLAYTON, NJ 08312-1643 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 164 E HOWARD ST, CLAYTON, NJ 08312-1238 |
| Document Number | 0000031687 |
|---|---|
| Date | Jul 27, 2022 |
| Instrument | 31687 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Recording Date | Oct 31, 2019 |
| Property Address | 164 E HOWARD ST, CLAYTON, NJ 08312-1238 |
| Document Number | 0000041801 |
| Book / Page | 006187 / 000018 |
| Instrument Date | Oct 11, 2019 |
| Instrument | 41801 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $120.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 S BRIDGEPORT RD BRIDGEPORT NJ 080149733, BRIDGEPORT, NJ 08014-9733 |
| Document Number | 41802 |
|---|---|
| Date | Oct 31, 2019 |
| Book Page | 015988/000174 |
| Instrument | 41802 |
| Name | GREENTREE MTG |
|---|---|
| Type | Mortgage Company |
| Address | GIBBSBORO, NJ 08026 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2049 |
Source: Gloucester County and Clayton Borough assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Gloucester County |
| Municipality | Clayton Borough |
| Unified School District | Clayton Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $296,900 (+13.1%) Land $56,000 Building $240,900 | $296,900 (+13.1%) Land $56,000 Building $240,900 | |
| 2025 | $6,744.00 (+3.82%) | $262,500 (+114.99%) Land $56,000 Building $206,500 | $262,500 (+114.99%) Land $56,000 Building $206,500 |
| 2024 | $6,496.00 (+35.33%) | ||
| 2023 | $122,100 Land $30,800 Building $91,300 | $122,100 Land $30,800 Building $91,300 | |
| 2022 | $4,800.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 16, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 51% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOROUGH OF CLAYTON serves 8,179 people · EPA ID NJ0801001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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