173 A St, Inlet Beach, FL 32461 Property Records

Walton County property record for 173 A St, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	7 bd · 7 ba · 8,663 sqft · built 2024
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individuals on Record
Last Sale	$5,150,000 (Aug 2024)
Tax Bill	$36,368 (2025)
Deeds & Mortgages	Jun 2022 Construction Loan Aug 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-3S-18-16130-000-0190`

Property Details

APN / Parcel Number

Primary APN	`27-3S-18-16130-000-0190`
Alternative APNs	`27-318-16130-000-0190` `1057578`

Interior

Bedrooms	7 Beds
Full Baths	7 Baths
Stories	3 Stories
Building Area	8,663 sqft Living Area
Gross Area	11,144 sqft
Flooring	Tile
Elevator	Elevator

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	225 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	652 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	173 A ST
City	INLET BEACH
State	FL
Zip	32461-7118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LOT 19 SEACREST EAST S/D PB 6-13 REPLAT PB 7-5 OR 932-246 OR 2295-1383 &-1385 OR 2388-344 OR 3079-2776 OR 3191-4428 OR 3333-1006
Legal Range	018
Legal Township	03S
Legal Section	27
Legal Subdivision	SEACREST EAST
Legal Block	1
Legal Lot Number	19
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1042
Census Tract	950610

Owner

Source: Walton County assessment roll, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	173 A ST, INLET BEACH, FL 32461-7118
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Deed of Trust, Mortgage · Construction Mortgage FNBT BANK
Aug 13, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 7, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 17, 2018	Warranty Deed, Transfer SETCO SERVICES LLC-30A

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2024 · Amount on Record
Deed Sale	Aug 13, 2024 · Amount on Record
Prior Sale	Apr 7, 2021 · Amount on Record
Deed Document Number	202428459
Deed Book / Page	3333 / 1006
Prior Transfer Date	Feb 29, 2016
Prior Transfer Doc	0030062918
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	173 A ST, INLET BEACH, FL 32461-7118
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4042 E COUNTY HIGHWAY 30A C, C, SANTA ROSA BEACH, FL 32459-6476

Mortgage

Document Number	0032554811
Date	Jun 13, 2022
Book Page	3255/4811
Instrument	20220027565

Lender

Name	FNBT BANK
Type	Bank
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 13, 2024
Property Address	173 A ST, INLET BEACH, FL 32461-7118
Document Number	0033331006
Book / Page	3333 / 1006
Map Reference	MB 7 PG 5
Instrument Date	Aug 12, 2024
Instrument	20240028459
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$36,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4042 E COUNTY HIGHWAY 30AC, SANTA ROSA BEACH, FL 32459

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 A ST, INLET BEACH, FL 32461-7118

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 7, 2021
Property Address	173 A ST, INLET BEACH, FL 32461-7118
Document Number	0031914428
Book / Page	3191 / 4428
Map Reference	MB 7 PG 5
Instrument Date	Apr 2, 2021
Instrument	20210016985
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$5,033.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1755 N BROWN RD # RD200, RD200, LAWRENCEVILLE, GA 30043-8198

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4042 E COUNTY HIGHWAY 30A UNIT C, C, SANTA ROSA BEACH, FL 32459-6476

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 17, 2018
Property Address	173 A ST, INLET BEACH, FL 32461-7118
Document Number	0030792776
Book / Page	003079 / 002776
Instrument Date	Jul 17, 2018
Instrument	23728
Transaction Type	Transfer
Record Updated	Aug 1, 2018
Title Company	SETCO SERVICES LLC-30A

Transaction

Amount	Amount Recorded
Tax	$3,395.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 342 GAINESVILLE GA 305030342, GAINESVILLE, GA 30503-0342

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$36,368.00 (+404.13%)	$4,063,596 (+414.38%) Land $790,000 Building $3,273,596	$4,063,596 (+414.38%) Land $790,000 Building $3,273,596
2024	$7,214.00 (+5.62%)
2023	$6,830.00 (+12.93%)	$790,000 (+21.04%) Land $790,000	$790,000 (+21.04%) Land $790,000
2022	$6,048.00	$652,695 Land $652,695	$652,695 Land $652,695

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon, Wildstar Networks.

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