106 A St, Inlet Beach, FL 32461 Property Records

Walton County property record for 106 A St, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,098 sqft · built 2016
Lot Size	0.231 acres (10,062 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,600,000 (Sep 2026)
Tax Bill	$15,670 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-3S-18-16130-000-0120`

Property Details

APN / Parcel Number

Primary APN	`27-3S-18-16130-000-0120`
Alternative APNs	`27-318-16130-000-0120` `1057571`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	4,098 sqft Living Area
Gross Area	5,220 sqft
1st Floor Area	1,350 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Hardboard
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	10,062 sqft (0.231 acres)
Lot Dimensions	155 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	276 sqft
Driveway	Brick Driveway
Porch	Slab
Porch Area	816 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	106 A ST
City	INLET BEACH
State	FL
Zip	32461
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 SEACREST EAST S/D PB 6-13 REPLAT PB 7-5 OR 926-55 OR 2922-563 OR 3001-3250
Legal Range	018
Legal Township	03S
Legal Section	27
Legal Subdivision	SEACREST EAST
Legal Block	1
Legal Lot Number	12
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1042
Census Tract	950610

Owner

Source: Walton County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6456 PENROSE DR, BRENTWOOD, TN 37027-1753
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2026 · Amount on Record
Deed Sale	Sep 28, 2026 · Amount on Record
Prior Sale	Feb 10, 2016 · Amount on Record
Deed Document Number	202639930
Deed Book / Page	3414 / 1546
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 28, 2026
Property Address	106 A ST, INLET BEACH, FL 32461
Document Number	0000039930
Book / Page	3414 / 1546
Instrument Date	Sep 25, 2026
Instrument	202639930
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	FLORIDA TITLE, FLORIDA OPEN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,838,200.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6456 PENROSE DR, BRENTWOOD, TN 37027-1753

Mortgage

Document Number	0000039933,
Date	Sep 28, 2026
Book Page	3414/1550
Instrument	202639933

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	106 A ST, INLET BEACH, FL 32461
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 QUIET WATER LN, ATLANTA, GA 30350-3720

Mortgage

Document Number	0032712528
Date	Oct 31, 2022
Book Page	3271/2528
Instrument	20220047858

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10%
Index	1-Year CMT
Max Rate	10%

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,670.00 (-9.91%)	$1,994,641 (-8.22%) Land $790,000 Building $1,204,641	$1,994,641 (-8.22%) Land $790,000 Building $1,204,641
2024	$17,393.00 (+14.11%)
2023	$15,242.00 (+16.56%)	$2,173,268 (+25.93%) Land $790,000 Building $1,383,268	$2,173,268 (+25.93%) Land $790,000 Building $1,383,268
2022	$13,077.00	$1,725,731 Land $509,918 Building $1,215,813	$1,725,731 Land $509,918 Building $1,215,813

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon, Wildstar Networks.

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