146 A St, Inlet Beach, FL 32461 Property Records

Walton County property record for 146 A St, Inlet Beach, FL 32461 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,912 sqft · built 1993
Lot Size	0.23 acres (10,062 sqft)
Owner	Individual Name on File
Last Sale	$505,000 (Sep 2019)
Tax Bill	$9,866 (2024)
Deeds & Mortgages	Aug 2022 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-3S-18-16130-000-0150`

Property Details

APN / Parcel Number

Primary APN	`27-3S-18-16130-000-0150`
Alternative APN	`1057574`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,912 sqft Living Area
Gross Area	2,080 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,062 sqft (0.23 acres)
Lot Dimensions	15.5 ft deep x 6.5 ft wide
Garage Type	Finished
Garage Area	540 sqft

Exterior Amenities

Porch	Porch
Porch Area	168 sqft
Deck Area	Deck Area
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1057574
Street Address	146 A ST
City	INLET BEACH
State	FL
Zip	32461-7115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 SEACREST EAST S/D PB 6-13 REPLAT PB 7-5 OR 957-18 OR 1117-258 OR 2901-2748 OR 3117-1017
Legal Range	18W
Legal Township	03S
Legal Section	27
Legal Subdivision	SEACREST
Legal Lot Number	15
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1042
Census Tract	950610

Owner

Source: Walton County records · APN 27-3S-18-16130-000-0150

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	146 A ST, INLET BEACH, FL 32461-7115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK & TRUST CO
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 06, 2019	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 06, 2019 · Amount on Record
Deed Sale	Sep 06, 2019 · Amount on Record
Prior Sale	Oct 03, 2012 · Amount on Record
Deed Document Number	0031171017
Deed Book / Page	3117 / 1017
Record Updated	Jun 08, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	146 A ST, INLET BEACH, FL 32461-7115
Transaction Type	Mortgage
Record Updated	Sep 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 A ST, INLET BEACH, FL 32461-7115

Mortgage

Document Number	0032632877
Date	Aug 16, 2022
Book Page	3263/2877
Instrument	20220037339

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Jul 19, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	146 A ST, INLET BEACH, FL 32461-7115
Transaction Type	Mortgage
Record Updated	Mar 03, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 STONEBRIDGE RD, LOUISVILLE, KY 40207-1003

Mortgage

Document Number	0031834621
Date	Feb 19, 2021
Book Page	3183/4621
Instrument	20210007956

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 06, 2019
Property Address	146 A ST, INLET BEACH, FL 32461-7115
Document Number	0031171017
Book / Page	3117 / 1017
Map Reference	MB 7 PG 5
Instrument Date	Sep 05, 2019
Instrument	20190030790
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	SHORELINE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,535.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22314 LAKESIDE DR, 22314, PANAMA CITY BEACH, FL 32413-1109

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9005 FEATHERBELL BLVD, PROSPECT, KY 40059-7668

Mortgage

Document Number	0031171019
Date	Sep 06, 2019
Book Page	3117/1019
Instrument	20190030791

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,142,418 (-2.43%) Land $790,000 Building $352,418	$1,142,418 (-2.43%) Land $790,000 Building $352,418
2024	$9,866.00 (+12.28%)
2023	$8,787.00 (+21.75%)	$1,170,902 (+37.99%) Land $790,000 Building $380,902	$1,170,902 (+37.99%) Land $790,000 Building $380,902
2022	$7,217.00	$848,556 Land $509,918 Building $338,638	$848,556 Land $509,918 Building $338,638

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319506101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 645 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured 604 under condo master policies
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023, other causes
Claims By Storm	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 7% of Florida
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 214 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
LiveOak Fiber	Fiber	5,000 / 5,000
AT&T	Fiber	5,000 / 5,000
Mediacom Communications	Cable	1,000 / 50

May also be available at this address: Mediacom Communications, Wildstar Networks, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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