1728 Franklin Ave, Waco, TX 76701 Property Records

McLennan County property record for 1728 Franklin Ave, Waco, TX 76701

Property Summary

Property Type	Commercial
Details	11,360 sqft · built 1946
Lot Size	0.474 acres (20,625 sqft)
Owner	Company Name on Record
Last Sale	$1,263,500 (Nov 2020)
Tax Bill	$15,991 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Nov 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`48-027900-001901-6`

Property Details

APN / Parcel Number

Primary APN	`48-027900-001901-6`
Alternative APNs	`4802790000190160111` `181307`

Interior

Stories	1 Story
Building Area	11,360 sqft Gross Area
1st Floor Area	6,280 sqft
Basement Area	1,680 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Brick Veneer
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Sawtooth
Roof Material	Built-Up Asphalt
Lot Area	20,625 sqft (0.474 acres)
Lot Dimensions	165 ft deep x 125 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1728 FRANKLIN AVE
City	WACO
State	TX
Zip	76701-1744
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	M1
Legal Description	MANN SUB LOT A BLOCK 4 ACRES .4735
Legal Subdivision	MANN SUB
Legal Block	4
Legal Lot Number	A
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1015
Census Tract	700

Owner

Source: McLennan County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	4043 COUNTY ROAD 102, PURMELA, TX 76566-2570
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Line of Credit ALLIANCE BANK CENTRAL TEXAS
Nov 13, 2025	Deed of Trust, Mortgage · Line of Credit ALLIANCE BANK CENTRAL TEXAS
Jun 22, 2022	Deed of Trust, Mortgage · Line of Credit ALLIANCE BANK CENTRAL TEXAS
Nov 2, 2020	Warranty Deed, Transfer JERRY W JR CURRENT
Feb 10, 2020	Deed of Trust, Mortgage FIRST NAT'L BK/MCGREGOR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2020 · Amount on Record
Deed Sale	Nov 2, 2020 · Amount on Record
Deed Document Number	202039064
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1728 FRANKLIN AVE, WACO, TX 76701-1744
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1728 FRANKLIN AVE, WACO, TX 76701-1744

Mortgage

Document Number	0000034910
Date	Nov 13, 2025
Instrument	2025034910

Lender

Name	ALLIANCE BANK CENTRAL TEXAS
Type	Bank
Address	WOODWAY, TX 76712

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Oct 21, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1728 FRANKLIN AVE, WACO, TX 76701-1744
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1728 FRANKLIN AVE, WACO, TX 76701-1744

Mortgage

Document Number	0000034909
Date	Nov 13, 2025
Instrument	2025034909

Lender

Name	ALLIANCE BANK CENTRAL TEXAS
Type	Bank
Address	WOODWAY, TX 76712

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 5, 2030

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1728 FRANKLIN AVE, WACO, TX 76701-1744
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 DECEMBER DR, HEWITT, TX 76643-3918

Mortgage

Document Number	0000025415
Date	Jun 22, 2022
Instrument	2022025415

Lender

Name	ALLIANCE BANK CENTRAL TEXAS
Type	Bank
Address	WOODWAY, TX 76712

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 16, 2027

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Nov 2, 2020
Property Address	1728 FRANKLIN AVE, WACO, TX 76701-1744
Document Number	0000039064
Instrument Date	Oct 27, 2020
Instrument	39064
Transaction Type	Transfer
Record Updated	Nov 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1728 FRANKLIN AVE WACO TX 767011744, WACO, TX 76701-1744

Mortgage

Document Number	39065
Date	Nov 2, 2020
Instrument	39065

Lender

Name	JERRY W JR CURRENT
Address	901 E MILAM ST, MEXIA, TX 76667-2526
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2030

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1728 FRANKLIN AVE, WACO, TX 76701-1744
Document Number	0000004740
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Mar 2, 2020
Title Company	TC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1728 FRANKLIN AVE WACO TX 767011744, WACO, TX 76701-1744

Mortgage

Document Number	0000004740
Date	Feb 11, 2020
Instrument	4740

Lender

Name	FIRST NAT'L BK/MCGREGOR
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Feb 10, 2040

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$711,690 (+0.06%) Land $123,750 Building $587,940	$711,690 (+0.06%) Land $123,750 Building $587,940
2025	$15,991.00 (-0.44%)	$711,230 (+2.32%) Land $123,750 Building $587,480	$711,230 (+2.32%) Land $123,750 Building $587,480
2024	$16,062.00 (+3.07%)
2023		$695,080 Land $123,750 Building $571,330	$695,080 Land $123,750 Building $571,330
2022	$15,583.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	18 (1991–2026)
Claims Outside the SFHA	8 of 18
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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