1728 E Ridgefield Rd, Spanish Fork, UT 84660 Property Records

Utah County property record for 1728 E Ridgefield Rd, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,246 sqft · built 2003
Lot Size	0.142 acres (6,186 sqft)
Owner	Company Name on File
Tax Bill	$2,311 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Sep 2025 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`55-552-0013`

Property Details

APN / Parcel Number

Primary APN	`55-552-0013`
Alternative APN	`205870`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,246 sqft Living Area
Gross Area	2,480 sqft
1st Floor Area	1,246 sqft
Basement Area	694 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	A-Frame
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	6,186 sqft (0.142 acres)
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	286 sqft
Deck Area	Deck Area
Patio Area	286 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	205870
Street Address	1728 E RIDGEFIELD RD
City	SPANISH FORK
State	UT
Zip	84660-8477
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13, PLAT C, WHISPERING WILLOW SUBDV. AREA 0.142 AC.
Legal Subdivision	WHISPERING WILLOW
Legal Lot Number	13
Jurisdiction	UTAH UT
Township / Civil Division	SPRINGVILLE-MAPLETON
Census Block Group	2
Census Block	2020
Census Tract	10306

Owner

1728 E Ridgefield Rd is owned by a company that acquired it in September 2025.

Source: Utah County records, as of July 20, 2026

Owner of Record	Company Name on File
Mailing Address	162 E 800 N, MAPLETON, UT 84664-6100
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2026	Deed of Trust, Mortgage · Commercial Mortgage AMERICA FIRST FCU
Sep 26, 2025	Special Warranty Deed, Transfer
Feb 27, 2024	Warranty Deed, Transfer MASTERS TITLE INSURANCE AGE
Jun 3, 2022	Warranty Deed, Transfer · Conventional Mortgage INTERCAP LENDING
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 12, 2017	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2025
Deed Sale	Sep 26, 2025
Prior Sale	Jan 7, 2025 · Amount on File
Deed Document Number	202573915
Prior Transfer Date	Nov 25, 2013
Prior Transfer Doc	0000110864
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1728 E RIDGEFIELD RD, SPANISH FORK, UT 84660-8477
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE LAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1728 E RIDGEFIELD RD, SPANISH FORK, UT 84660-8477

Mortgage

Document Number	0000009453
Date	Feb 5, 2026
Instrument	9453:2026

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Sep 26, 2025
Property Address	1728 E RIDGEFIELD RD, SPANISH FORK, UT 84660-8477
Document Number	0000073915
Instrument Date	Sep 25, 2025
Instrument	73915:2025
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 E 800 N, MAPLETON, UT 84664-6100

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Feb 27, 2024
Property Address	1728 E RIDGEFIELD RD, SPANISH FORK, UT 84660-8477
Document Number	0000012175
Instrument Date	Feb 22, 2024
Instrument	12175:2024
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	MASTERS TITLE INSURANCE AGE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 W 2020 N, PLEASANT GROVE, UT 84062-9142

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jun 3, 2022
Property Address	1728 E RIDGEFIELD RD, SPANISH FORK, UT 84660-8477
Document Number	0000066950
Instrument Date	May 31, 2022
Instrument	66950:2022
Transaction Type	Transfer
Record Updated	Jul 6, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1728 E ELD RD, SPANISH FORK, UT 84660

Mortgage

Document Number	0000066959
Date	Jun 3, 2022
Instrument	66959:2022

Lender

Name	INTERCAP LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1728 E RIDGEFIELD RD, SPANISH FORK, UT 84660-8477
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	SILVER LEAF TITLE INSURANCE AGENCY, SILVER LEAF TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000145629
Date	Aug 20, 2021
Instrument	145629:2021

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jun 12, 2017
Property Address	1728 E RIDGEFIELD RD, SPANISH FORK, UT 84660-8477
Document Number	0000056580
Instrument Date	Jun 8, 2017
Instrument	056580:2017
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	EAGLE POINTE TITLE INS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1728 E RIDGEIDLD, SPANISH FORK, UT 84600

Mortgage

Document Number	0000056698
Date	Jun 12, 2017
Instrument	056698:2017

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1728 E Ridgefield Rd was $2,311, up 7.7% from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,205 (-0.73%)	$433,100 (-0.73%) Land $143,800 Building $289,300
2025	$2,311.00 (+7.74%)	$239,965	$436,300 Land $143,800 Building $292,500
2024	$2,145.00 (-2.46%)
2023	$2,199.00 (-4.64%)	$226,930	$412,600 Land $136,900 Building $275,700
2022	$2,306.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1728 E Ridgefield Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1728 E Ridgefield Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: CenturyLink, Utah Broadband, Verizon.

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