1674 E Ridgefield Rd, Spanish Fork, UT 84660 Property Records

Utah County property record for 1674 E Ridgefield Rd, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,075 sqft · built 2006
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Individual Names on File
Last Sale	$625,432 (Oct 2025)
Tax Bill	$2,373 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Oct 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`55-552-0004`

Property Details

APN / Parcel Number

Primary APN	`55-552-0004`
Alternative APN	`205861`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,075 sqft Living Area
Gross Area	2,527 sqft
1st Floor Area	1,075 sqft
Basement Area	1,052 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	A-Frame
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	6,011 sqft (0.138 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Raised Porch
Porch Area	16 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	205861
Street Address	1674 E RIDGEFIELD RD
City	SPANISH FORK
State	UT
Zip	84660-8476
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4, PLAT C, WHISPERING WILLOW SUBDV. AREA 0.138 AC.
Legal Subdivision	WHISPERING WILLOW
Legal Lot Number	4
Jurisdiction	UTAH UT
Township / Civil Division	SPRINGVILLE-MAPLETON
Census Block Group	2
Census Block	2020
Census Tract	10306

Owner

1674 E Ridgefield Rd is owned and occupied by two individuals who bought it in October 2025.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1674 E RIDGEFIELD RD, SPANISH FORK, UT 84660-8476
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2025	Deed of Trust, Mortgage · Line of Credit DESERET FIRST CU
Oct 15, 2025	Warranty Deed, Transfer · Conventional Mortgage CHARTWAY FCU
Apr 21, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING CORP
Mar 26, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Mar 26, 2020	Warranty Deed, Transfer CITYWIDE HMS LNS
Feb 23, 2018	Warranty Deed, Transfer · FHA Mortgage FIRST COLONY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2025 · Amount on File
Deed Sale	Oct 15, 2025 · Amount on File
Prior Sale	Mar 26, 2020 · Amount on File
Deed Document Number	202579806
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1674 E RIDGEFIELD RD, SPANISH FORK, UT 84660-8476
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048326
Date	Jun 30, 2025
Instrument	48326:2025

Lender

Name	DESERET FIRST CU
Type	Credit Union
Address	WEST VALLEY CITY, UT 84120

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 29, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Oct 15, 2025
Property Address	1674 E RIDGEFIELD RD, SPANISH FORK, UT 84660-8476
Document Number	0000079806
Instrument Date	Oct 14, 2025
Instrument	79806:2025
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE OF

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1674 E RIDGEFIELD RD, SPANISH FORK, UT 84660-8476

Mortgage

Document Number	0000079822
Date	Oct 15, 2025
Instrument	79822:2025

Lender

Name	CHARTWAY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2032
Change Frequency	5 Years
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	5-Year CMT
Max Rate	11.8%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1674 E RIDGEFIELD RD, SPANISH FORK, UT 84660-8476
Transaction Type	Mortgage
Record Updated	Jun 4, 2021
Title Company	TITAN TITLE INS AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075113
Date	Apr 21, 2021
Instrument	75113:2021

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Mar 26, 2020
Property Address	1674 E RIDGEFIELD RD, SPANISH FORK, UT 84660-8476
Document Number	0000038927
Instrument Date	Mar 26, 2020
Instrument	38927
Transaction Type	Transfer
Record Updated	May 11, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1674 E RIDGEFIELD RD SPANISH FORK UT 846608476, SPANISH FORK, UT 84660-8476

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Mar 26, 2020
Property Address	1674 E RIDGEFIELD RD, SPANISH FORK, UT 84660-8476
Document Number	0000038903
Instrument Date	Mar 26, 2020
Instrument	38903
Transaction Type	Transfer
Record Updated	May 12, 2020
Title Company	OLD REPUBLIC TITLE (SUGARHOUSE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1674 E RIDGEFIELD RD SPANISH FORK UT 846608476, SPANISH FORK, UT 84660-8476

Mortgage

Document Number	38926
Date	Mar 26, 2020
Instrument	38926

Lender

Name	CITYWIDE HMS LNS
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Feb 23, 2018
Property Address	1674 E RIDGEFIELD RD, SPANISH FORK, UT 84660-8476
Document Number	0000017644
Instrument Date	Feb 22, 2018
Instrument	17644
Transaction Type	Transfer
Record Updated	Mar 1, 2018
Title Company	ADVANCED TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1674 E RIDGEFIELD RD SPANISH FORK UT 846608476, SPANISH FORK, UT 84660-8476

Mortgage

Document Number	17679
Date	Feb 23, 2018
Instrument	17679

Lender

Name	FIRST COLONY MTG
Type	Mortgage Company
Address	OREM, UT 84057

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 22, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1674 E Ridgefield Rd was $2,373, up 9.4% from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,535 (-46.76%)	$433,700 (-3.19%) Land $143,000 Building $290,700
2025	$2,373.00 (+9.41%)	$448,000 Land $143,000 Building $305,000	$448,000 Land $143,000 Building $305,000
2024	$2,169.00 (-1.63%)
2023	$2,205.00 (-0.77%)	$227,535	$413,700 Land $136,200 Building $277,500
2022	$2,222.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1674 E Ridgefield Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1674 E Ridgefield Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: CenturyLink, Utah Broadband, Verizon.

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