1692 E Ridgefield Rd, Spanish Fork, UT 84660 Property Records

Utah County property record for 1692 E Ridgefield Rd, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,074 sqft · built 2005
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Individual Names on File
Last Sale	$466,900 (May 2021)
Tax Bill	$2,153 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`55-552-0007`

Property Details

APN / Parcel Number

Primary APN	`55-552-0007`
Alternative APN	`205864`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,074 sqft Living Area
Gross Area	2,074 sqft
1st Floor Area	1,074 sqft
Basement Area	525 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	6,011 sqft (0.138 acres)
Garage Type	Attached
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	378 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	205864
Street Address	1692 E RIDGEFIELD RD
City	SPANISH FORK
State	UT
Zip	84660-8476
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7, PLAT C, WHISPERING WILLOW SUBDV. AREA 0.138 AC.
Legal Subdivision	WHISPERING WILLOW
Legal Lot Number	7
Jurisdiction	UTAH UT
Township / Civil Division	SPRINGVILLE-MAPLETON
Census Block Group	2
Census Block	2020
Census Tract	10306

Owner

1692 E Ridgefield Rd is owned and occupied by two individuals who bought it in May 2021.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1692 E RIDGEFIELD RD, SPANISH FORK, UT 84660-8476
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 22, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 11, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage BOFI FEDERAL BANK
Jul 2, 2018	Quit Claim Deed, Transfer RICHLAND TITLE INSURANCE AGENCY
Jun 1, 2018	Warranty Deed, Transfer NORTH AMERICAN TITLE
Apr 12, 2018	Deed of Trust, Mortgage JOSEPH H SMITH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2021 · Amount on File
Deed Sale	May 20, 2021 · Amount on File
Prior Sale	Jul 22, 2019 · Amount on File
Deed Document Number	202194942
Prior Transfer Date	Jul 2, 2018
Prior Transfer Doc	0000062038
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	May 20, 2021
Property Address	1692 E RIDGEFIELD RD, SPANISH FORK, UT 84660-8476
Document Number	0000094942
Instrument Date	May 19, 2021
Instrument	94942:2021
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	RICHLAND TITLE INSURANCE AGENCY, RICHLAND TITLE INS AGCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1692 E RIDGEFIELD RD, SPANISH FORK, UT 84660-8476

Mortgage

Document Number	0000094983
Date	May 20, 2021
Instrument	94983:2021

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Jul 22, 2019
Property Address	1692 E RIDGEFIELD RD, SPANISH FORK, UT 84660-8476
Document Number	0000068070
Instrument Date	Jul 17, 2019
Instrument	068070:2019
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	RICHLAND TITLE INS AGCY INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1692 E RIDGEFIELD RD, SPANISH FORK, UT 84660-8476

Mortgage

Document Number	0000068071
Date	Jul 22, 2019
Instrument	068071:2019

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Jul 11, 2018
Property Address	1692 E RIDGEFIELD RD, SPANISH FORK, UT 84660-8476
Document Number	0000065076
Instrument Date	Jul 10, 2018
Instrument	065076:2018
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	RICHLAND TITLE INS AGENCY IN

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1692 EAST R GEFIELD RD, SPANISH FORK, UT 84660

Mortgage

Document Number	0000065077
Date	Jul 11, 2018
Instrument	065077:2018

Lender

Name	BOFI FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Jul 2, 2018
Property Address	1692 E RIDGEFIELD RD, SPANISH FORK, UT 84660-8476
Document Number	0000062038
Instrument Date	Jul 2, 2018
Instrument	62038
Transaction Type	Transfer
Record Updated	Jul 24, 2018
Title Company	RICHLAND TITLE INSURANCE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1692 E RIDGEFIELD RD SPANISH FORK UT 846608476, SPANISH FORK, UT 84660-8476

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jun 1, 2018
Property Address	1692 E RIDGEFIELD RD, SPANISH FORK, UT 84660-8476
Document Number	0000051401
Instrument Date	May 31, 2018
Instrument	051401:2018
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1692 EAST RIDGE, SPANISH FORK, UT 84660

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1692 E RIDGEFIELD RD, SPANISH FORK, UT 84660-8476
Document Number	0000039718
Instrument Date	Apr 12, 2018
Transaction Type	Mortgage
Record Updated	Jan 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1692 E RIDGEFIELD RD SPANISH FORK UT 846608476, SPANISH FORK, UT 84660-8476

Mortgage

Document Number	0000039718
Date	Apr 30, 2018
Instrument	39718

Lender

Name	JOSEPH H SMITH
Address	705 W CENTER ST, PROVO, UT 84601-4049

Agreement

Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1692 E Ridgefield Rd was $2,153.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,055 (-45.87%)	$400,100 (-1.57%) Land $143,000 Building $257,100
2025	$2,153.00	$406,500 Land $143,000 Building $263,500	$406,500 Land $143,000 Building $263,500
2024	$2,153.00 (+6.06%)
2023	$2,030.00 (+4%)	$209,550	$381,000 Land $136,200 Building $244,800
2022	$1,952.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1692 E Ridgefield Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1692 E Ridgefield Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: CenturyLink, Utah Broadband, Verizon.

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