17239 Gunlock Rd, Lutz, FL 33558 Property Records

Pasco County property record for 17239 Gunlock Rd, Lutz, FL 33558

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,655 sqft · built 1998
Lot Size0.936 acres (40,790 sqft)
Owner2 Individual Names on File
Last Sale$18,000 (Jun 1997)
Tax Bill$3,481 (2025)
Deeds & MortgagesMar 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN32-26-18-0010-00000-3171

Property Details

APN / Parcel Number

Primary APN32-26-18-0010-00000-3171
Alternative APNs
  • 1826320010000003171
  • 1077801

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,655 sqft Living Area
Gross Area3,538 sqft
1st Floor Area2,655 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area40,790 sqft (0.936 acres)
Garage Area462 sqft
DrivewayDriveway
Driveway Area1,286 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Screened Porch
Porch Area421 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number1077801
Old Parcel Number1826320010000003171
Street Address17239 GUNLOCK RD
CityLUTZ
StateFL
Zip33558-5245
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0AR1
Legal DescriptionSIERRA PINES UNREC PLAT A PORTION OF LOT 317 DESC AS: COM AT SE COR OF SEC 32 TH N00DG 23' 37"E 2182.80 FT TH N89DG 46' 50"W
Legal Range18E
Legal Township26S
Legal Section32
Legal SubdivisionSIERRA PINES
Legal Tract10
Legal Lot Number317
JurisdictionPASCO FL
Township / Civil DivisionNEW PORT RICHEY
Census Block Group1
Census Block1002
Census Tract31605

Owner

17239 Gunlock Rd is owned and occupied by two individuals who bought it in June 1997.

Source: Pasco County records, as of December 19, 2025

Owner of Record2 Individual Names on File
Mailing Address17239 GUNLOCK RD, LUTZ, FL 33558-5245
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 1997 · Amount on File
Deed SaleJun 26, 1997 · Amount on File
Deed Document Number0376301758
Record UpdatedJun 8, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address17239 GUNLOCK RD, LUTZ, FL 33558-5245
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0096982696
DateMar 27, 2018
Book Page9698/2696
Instrument2018050627
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 16, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 17239 Gunlock Rd was $3,481 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,481.00 Homeowner's exemption$235,720 Land $82,730 Building $152,990$461,662 Land $82,730 Building $378,932
2023$3,265.00 Additional exemption filed$222,410 Land $82,730 Building $139,680$427,034 Land $82,730 Building $344,304

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17239 Gunlock Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 99 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies99 in force
Nearby Flood Claims30 (1987–2024)
Claims Outside the SFHA11 of 30
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 12 claims
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17239 Gunlock Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gunlock Rd

Nearby Streets

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