17135 Gunlock Rd, Lutz, FL 33558 Property Records

Pasco County property record for 17135 Gunlock Rd, Lutz, FL 33558

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 3,415 sqft · built 1984
Lot Size3.92 acres (170,998 sqft)
OwnerCompany Name on Record
Last Sale$719,400 (Apr 2023)
Tax Bill$8,223 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Jul 2022 Document
Flood ZoneZone X (minimal risk)
APN32-26-18-0010-00000-3110

Property Details

APN / Parcel Number

Primary APN32-26-18-0010-00000-3110
Alternative APNs
  • 1826320010000003110
  • 1077702

Interior

Full Baths2 Baths
Stories1 Story
Building Area3,415 sqft Living Area
1st Floor Area3,168 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area170,998 sqft (3.92 acres)
Garage TypeCarport
Garage Area420 sqft
CarportCarport
Carport Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area756 sqft
PorchFlorida Room
Porch Area656 sqft
Deck AreaDeck Area
Stable1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address17135 GUNLOCK RD
CityLUTZ
StateFL
Zip33558-8446
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR1
Legal DescriptionSIERRA PINES UNREC PLAT LOT 311 DESC AS COM SE COR SEC 32 TH N00DEG2337E 2182.80 FT TH N89DEG4650W 4450.00 FT TH N44DEG1640E 1200.00 FT TH N45DEG4320W 1093.00 FT FOR POB TH N45DEG4320W 635.12 FT TH S89DEG4200E 576.06 FT TH S45DEG4320E 220.00 FT TH S4
Legal Range18E
Legal Township26S
Legal Section32
Legal SubdivisionSIERRA PINES
Legal Tract10
Legal Lot Number311
JurisdictionPASCO FL
Township / Civil DivisionNEW PORT RICHEY
Census Block Group1
Census Block1007
Census Tract31605

Owner

Source: Pasco County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address17135 GUNLOCK RD, LUTZ, FL 33558-8446
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2023Warranty Deed, Transfer · Conventional Mortgage
MORGAN STANLEY PRIVATE BANK NA
Jul 15, 2022
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 20, 2023 · Amount on Record
Deed SaleApr 20, 2023 · Amount on Record
Prior SaleOct 18, 2011 · Amount on Record
Deed Document Number202368819
Deed Book / Page10802 / 2817
Transfer Doc3853001148
Record UpdatedOct 29, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateApr 20, 2023
Property Address17135 GUNLOCK RD, LUTZ, FL 33558-8446
Document Number0108022817
Book / Page10802 / 2817
Instrument DateApr 17, 2023
Instrument2023068819
Transaction TypeTransfer
Record UpdatedMay 5, 2023
Title CompanyMTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,035.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10115 RINGLING ST, NEW PORT RICHEY, FL 34655-2050

Transferred To (Grantee/Buyer)

NameVerified Name
Address17135 GUNLOCK ROAD, ODESSA, FL 33556

Mortgage

Document Number0108022819
DateApr 20, 2023
Instrument10802/2819
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

July 2022:

JurisdictionPASCO FL
Recording DateJul 15, 2022
Property Address17135 GUNLOCK RD, LUTZ, FL 33558-8446
Document Number0106522318
Book / Page10652 / 2318
Instrument DateApr 18, 2022
Instrument2022154527
Record UpdatedAug 2, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address17135 GUNLOCK RD, 17135, LUTZ, FL 33558-8446

Transferred To (Grantee/Buyer)

NameVerified Name
Address17135 GUNLOCK RD, LUTZ, FL 33558-8446

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$524,028 (+1.22%) Land $112,068 Building $411,960$524,028 (-0.54%) Land $112,068 Building $411,960
2025$8,223.00 (+2.31%) Homeowner's exemption$517,690 (+70.26%) Land $112,068 Building $405,622$526,857 (+7.04%) Land $112,068 Building $414,789
2024$8,037.00 (+73.14%)
2023$4,642.00 (+40.37%) Additional exemption filed$304,050 (+26.66%) Land $112,068 Building $191,982$492,188 (+29.59%) Land $112,068 Building $380,120
2022$3,307.00 Homeowner's exemption$240,060 Land $95,418 Building $144,642$379,802 Land $95,418 Building $284,384

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 99 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies99 in force
Nearby Flood Claims30 (1987–2024)
Claims Outside the SFHA11 of 30
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 12 claims
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

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