17450 Gunlock Rd, Lutz, FL 33558 Property Records

Pasco County property record for 17450 Gunlock Rd, Lutz, FL 33558

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,088 sqft · built 2019
Lot Size	1 acres (43,750 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Dec 2021)
Tax Bill	$4,603 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-26-18-0010-00000-2850`

Property Details

APN / Parcel Number

Primary APN	`32-26-18-0010-00000-2850`
Alternative APNs	`1826320010000002850` `1077307`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,088 sqft Living Area
1st Floor Area	1,458 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Mobile Home
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,750 sqft (1 acres)
Garage Type	Detached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	910 sqft
Deck Area	144 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	17450 GUNLOCK RD
City	LUTZ
State	FL
Zip	33558-5213
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AR
Legal Description	SIERRA PINES UNREC PLAT LOT 285 COM SE COR TH N 0 DG 23 MIN 37 E 2762.8 FT TH N 89 DG 46 MIN 50 W 2675 FT FOR POB TH N 89 DG 46 MIN 50 W 175 FT TH S 0 DG 23 MIN 37 W 265 FT TH S 89 DG 46 MIN 50 E 175 FT TH N 0 DG 23 MIN 37 E 265 FT TO POB
Legal Range	18E
Legal Township	26S
Legal Section	32
Legal Subdivision	SIERRA PINES
Legal Tract	10
Legal Lot Number	285
Jurisdiction	PASCO FL
Township / Civil Division	NEW PORT RICHEY
Census Block Group	1
Census Block	1002
Census Tract	31605

Owner

17450 Gunlock Rd, a mobile home, is owned and occupied by an individual who bought it in December 2021.

Source: Pasco County records, as of June 9, 2026

Owner of Record	Individual Name on File
Mailing Address	17450 GUNLOCK RD, LUTZ, FL 33558-5213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2021 · Amount on File
Deed Sale	Dec 22, 2021 · Amount on File
Prior Sale	Jan 21, 2003
Deed Document Number	2021274903
Deed Book / Page	10512 / 2864
Prior Transfer Date	Dec 16, 2021
Prior Transfer Doc	0105122864
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Dec 22, 2021
Property Address	17450 GUNLOCK RD, LUTZ, FL 33558-5213
Document Number	0105122864
Book / Page	10512 / 2864
Instrument Date	Dec 16, 2021
Instrument	2021274903
Transaction Type	Transfer
Record Updated	Jan 5, 2022
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	869 UPPER PEACHTREE RD, 869, MURPHY, NC 28906-9147

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17450 GUNLOCK RD, LUTZ, FL 33558-5213

Mortgage

Document Number	0105122866
Date	Dec 22, 2021
Instrument	10512/2866

Lender

Name	ALKAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 17450 Gunlock Rd was $4,603 with a homeowner's exemption, up 2.5% from the year before.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,200 (+2.9%)	$317,341 (-1.68%) Land $86,669 Building $230,672
2025	$4,603.00 (+2.47%) Homeowner's exemption	$302,430 Land $86,669 Building $215,761	$322,757 Land $86,669 Building $236,088
2024	$4,492.00 (+3.81%)
2023	$4,327.00 (+11.32%) Additional exemption filed	$285,350 (+3%) Land $86,669 Building $198,681	$312,132 (+12.66%) Land $86,669 Building $225,463
2022	$3,887.00 Homeowner's exemption	$277,047 Land $72,100 Building $204,947	$277,047 Land $72,100 Building $204,947

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17450 Gunlock Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 99 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	30 (1987–2024)
Claims Outside the SFHA	11 of 30
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 12 claims Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17450 Gunlock Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000