1723 Ramsay St, Alcoa, TN 37701 Property Records

Blount County property record for 1723 Ramsay St, Alcoa, TN 37701

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,426 sqft · built 1956
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$162,500 (May 2017)
Tax Bill	$1,892 (2022)
Deeds & Mortgages	Aug 2022 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`005036F A 00900`

Property Details

APN / Parcel Number

Primary APN	`005036F A 00900`
Alternative APN	`036F A 00900`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,426 sqft Living Area
1st Floor Area	1,426 sqft
Basement Area	1,162 sqft
Unfinished Basement	1,162 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2003
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,909 sqft
Lot Dimensions	160 ft deep x 130 ft wide
Garage Type	Finished
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	140 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1723 RAMSAY ST
City	ALCOA
State	TN
Zip	37701-2049
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	WEST SPRINGBROOK SUB 844 3
Legal Subdivision	WEST SPRINGBROOK
Legal Block	844
Legal Lot Number	3 P4 P 4
Jurisdiction	BLOUNT TN
Township / Civil Division	2
Census Block Group	2
Census Block	2054
Census Tract	10200

Owner

1723 Ramsay St is owned and occupied by an individual who bought it in May 2017.

Source: Blount County records, as of December 26, 2025

Owner of Record	Individual Name on File
Mailing Address	1723 RAMSAY ST, ALCOA, TN 37701-2049
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage ALCOA TENNESSEE FEDERAL CREDIT UNION
Dec 3, 2020	Deed of Trust, Mortgage · Conventional with PMI NEWREZ LLC
May 9, 2017	Warranty Deed, Transfer · Conventional with PMI MORTGAGE INVTRS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2017 · Amount on File
Deed Sale	May 9, 2017 · Amount on File
Deed Document Number	0024822713
Deed Book / Page	2482 / 2713
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT TN
Property Address	1723 RAMSAY ST, ALCOA, TN 37701-2049
Transaction Type	Mortgage
Record Updated	Oct 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1723 RAMSAY ST, ALCOA, TN 37701-2049

Mortgage

Document Number	0027160000001538
Date	Aug 26, 2022
Book Page	0000002716/0000001538
Instrument	947806

Lender

Name	ALCOA TENNESSEE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT TN
Property Address	1723 RAMSAY ST, ALCOA, TN 37701-2049
Document Number	0000891912
Instrument Date	Dec 3, 2020
Transaction Type	Mortgage
Record Updated	Jan 27, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1723 RAMSAY ST ALCOA TN 377012049, ALCOA, TN 37701-2049

Mortgage

Document Number	0000891912
Date	Dec 8, 2020
Book Page	002623/000099
Instrument	891912

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Dec 7, 2040

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLOUNT TN
Recording Date	May 9, 2017
Property Address	1723 RAMSAY ST, ALCOA, TN 37701-2049
Document Number	0024822713
Book / Page	002482 / 002713
Instrument Date	May 5, 2017
Transaction Type	Transfer
Record Updated	Feb 20, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$601.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1723 RAMSAY ST ALCOA TN 377012049, ALCOA, TN 37701-2049

Mortgage

Document Number	24822715
Date	May 9, 2017
Book Page	002482/002715

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 8, 2047

Tax Assessment & Valuation

Source: Blount County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Alcoa City
County	Blount County
Unified School District	Alcoa City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$75,300 Land $11,825 Building $63,475
2023		$75,300 Land $11,825 Building $63,475	$301,200 Land $47,300 Building $253,900
2022	$1,892.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1723 Ramsay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1723 Ramsay St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALCOA WATER SYSTEM serves 35,238 people · EPA ID TN0000007
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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