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1648 Ramsay St, Alcoa, TN 37701 Property Records

Blount County property record for 1648 Ramsay St, Alcoa, TN 37701

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,978 sqft · built 2019
Lot Size0.21 acres (9,148 sqft)
Owner2 Owner Names on File
Last Sale$76,900 (Jun 2003)
Tax Bill$2,767 (2022)
Deeds & MortgagesNov 2019 Mortgage
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN005036F C 00300

Property Details

APN / Parcel Number

Primary APN005036F C 00300
Alternative APN
  • 036F C 00300

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories2 Stories
Building Area1,978 sqft Living Area
1st Floor Area779 sqft
Upper Floors Area1,199 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,148 sqft
Lot Dimensions123 ft deep x 83 ft wide
Garage TypeFinished
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area55 sqft
Patio Area392 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1648 RAMSAY ST
CityALCOA
StateTN
Zip37701-2048
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionWEST SPRINGBROOK SUB 838 107
Legal SubdivisionWEST SPRINGBROOK
Legal Block838
Legal Lot Number107 83
JurisdictionBLOUNT TN
Township / Civil Division2
Census Block Group2
Census Block2040
Census Tract10200

Owner

The current owner of 1648 Ramsay St bought it in June 2003.

Source: Blount County records, as of December 26, 2025

Owner of Record2 Owner Names on File
Mailing Address3751 MINT RD, MARYVILLE, TN 37803-2212

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2019Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE INVTRS
Nov 28, 2018Deed of Trust, Mortgage
RENASANT BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 2003 · Amount on File
Deed SaleJun 5, 2003 · Amount on File
Deed Document Number0000685325
Deed Book / Page685 / 325
Record UpdatedJun 8, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLOUNT TN
Property Address1648 RAMSAY ST, ALCOA, TN 37701-2048
Document Number0025701147
Instrument DateNov 13, 2019
Transaction TypeMortgage
Record UpdatedDec 27, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1648 RAMSAY ST ALCOA TN 377012048, ALCOA, TN 37701-2048

Mortgage

Document Number0025701147
DateNov 13, 2019
Book Page002570/001147
Lender
NameMORTGAGE INVTRS
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 12, 2034

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLOUNT TN
Property Address1648 RAMSAY ST, ALCOA, TN 37701-2048
Document Number0025361010
Instrument DateNov 28, 2018
Transaction TypeMortgage
Record UpdatedDec 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address1648 RAMSAY ST ALCOA TN 377012048, ALCOA, TN 37701-2048

Mortgage

Document Number0025361010
DateNov 29, 2018
Book Page002536/001010
Lender
NameRENASANT BK
TypeBank
Agreement
AmountAmount on Record

Tax Assessment & Valuation

Source: Blount County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
MunicipalityAlcoa City
CountyBlount County
Unified School DistrictAlcoa City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$96,575 Land $11,250 Building $85,325
2023$96,575 Land $11,250 Building $85,325$386,300 Land $45,000 Building $341,300
2022$2,767.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1648 Ramsay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1648 Ramsay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALCOA WATER SYSTEM
serves 35,238 people · EPA ID TN0000007
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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