1734 Ramsay St, Alcoa, TN 37701 Property Records

Blount County property record for 1734 Ramsay St, Alcoa, TN 37701

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,394 sqft · built 1940
Lot Size	0.319 acres (13,939 sqft)
Owner	Trust Name on File
Tax Bill	$1,777 (2022)
Deeds & Mortgages	Feb 2023 Sale May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`005036C C 02300`

Property Details

APN / Parcel Number

Primary APN	`005036C C 02300`
Alternative APN	`036C C 02300`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,394 sqft Living Area
1st Floor Area	1,394 sqft
Basement Area	1,362 sqft
Finished Basement	270 sqft
Unfinished Basement	1,092 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2007
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.319 acres)
Lot Dimensions	175 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1734 RAMSAY ST
City	ALCOA
State	TN
Zip	37701-2050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	WEST SPRINGBROOK SUB 845 121
Legal Subdivision	WEST SPRINGBROOK
Legal Block	845
Legal Lot Number	121 80
Jurisdiction	BLOUNT TN
Township / Civil Division	2
Census Block Group	2
Census Block	2027
Census Tract	10200

Owner

1734 Ramsay St is owner-occupied and held in a trust since April 2023.

Source: Blount County records, as of December 26, 2025

Owner of Record	Trust Name on File
Mailing Address	1734 RAMSAY ST, ALCOA, TN 37701-2050
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2023	Warranty Deed, Transfer
May 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage FOUNTAIN CITY FINANCE
Mar 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN CMRC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2023
Deed Sale	Apr 11, 2023
Prior Sale	Oct 28, 2016 · Amount on File
Deed Document Number	0027372324
Deed Book / Page	2732 / 2692
Prior Transfer Date	Feb 23, 2023
Prior Transfer Doc	958830
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLOUNT TN
Recording Date	Feb 23, 2023
Property Address	1734 RAMSAY ST, ALCOA, TN 37701-2050
Document Number	0027322692
Book / Page	2732 / 2692
Instrument Date	Feb 23, 2023
Instrument	958830
Transaction Type	Transfer
Record Updated	Mar 24, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1734 RAMSAY ST, ALCOA, TN 37701-2050

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT TN
Property Address	1734 RAMSAY ST, ALCOA, TN 37701-2050
Transaction Type	Mortgage
Record Updated	Jun 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1734 RAMSAY ST, ALCOA, TN 37701-2050

Mortgage

Document Number	0027020000001391
Date	May 2, 2022
Book Page	0000002702/0000001391
Instrument	938688

Lender

Name	FOUNTAIN CITY FINANCE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT TN
Property Address	1734 RAMSAY ST, ALCOA, TN 37701-2050
Document Number	0000870542
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	Apr 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1734 RAMSAY ST ALCOA TN 377012050, ALCOA, TN 37701-2050

Mortgage

Document Number	0000870542
Date	Apr 2, 2020
Book Page	002586/001356
Instrument	870542

Lender

Name	MOUNTAIN CMRC BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2030

Tax Assessment & Valuation

Source: Blount County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Alcoa City
County	Blount County
Unified School District	Alcoa City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$70,025 Land $11,250 Building $58,775
2023		$70,025 Land $11,250 Building $58,775	$280,100 Land $45,000 Building $235,100
2022	$1,777.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1734 Ramsay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1734 Ramsay St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALCOA WATER SYSTEM serves 35,238 people · EPA ID TN0000007
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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