1723 Main St, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 1723 Main St, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	1,456 sqft · built 1935
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Tax Bill	$707 (2025)
Deeds & Mortgages	May 2026 Line of Credit Oct 2024 Transfer
APN	`06-3.0-05-003-002-254.000`

Property Details

APN / Parcel Number

Primary APN	`06-3.0-05-003-002-254.000`

Interior

Building Area	1,456 sqft Base Area
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	90 ft deep x 80 ft wide

Location & Zoning

Street Address	1723 MAIN ST
City	SAINT JOSEPH
State	MO
Zip	64505-2445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:SAINT JOSEPH EXTENSION LOT:1 BLK:11LGL DESC:W 80' OF L 1 & 2 & PART OF VAC MAIN ST
Legal Subdivision	SAINT JOSEPH EXTENSION
Legal Block	11
Legal Lot Number	1-2
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2048
Census Tract	400

Owner

1723 Main St is owned and occupied by two individuals who acquired it in August 2020.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1723 MAIN ST, SAINT JOSEPH, MO 64505-2445
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Oct 22, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 20, 2020
Transfer Doc	0000007403
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Recording Date	May 15, 2026
Property Address	1723 MAIN ST, SAINT JOSEPH, MO 64505-2445
Document Number	0000003778
Book / Page	3818 / 551
Instrument Date	May 11, 2026
Instrument	20263778
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1723 MAIN ST, SAINT JOSEPH, MO 64505-2445

Mortgage

Document Number	0000003778,
Date	May 15, 2026
Book Page	3818/551
Instrument	20263778

Lender

Name	COMMERCE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 11, 2036

Interest

Rate	6.37%
Max Rate	-1%

October 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Oct 22, 2024
Property Address	1723 MAIN ST, SAINT JOSEPH, MO 64505-2445
Document Number	0003802/73
Book / Page	3802 / 73
Instrument Date	Oct 21, 2024
Instrument	2024008516
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1723 MAIN ST, SAINT JOSEPH, MO 64505-2445

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1723 MAIN ST, SAINT JOSEPH, MO 64505-2445

Tax Assessment & Valuation

The 2025 property tax bill for 1723 Main St was $707, up 0.1% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$707.00 (+0.14%)	$9,880 Land $1,300 Building $8,580	$52,000 Land $6,860 Building $45,140
2024	$706.00 (+20.89%)
2023	$584.00 (-0.68%)	$8,920 (-) Land $1,300 Building $7,620	$46,960 Land $6,860 Building $40,100
2022	$588.00	$8,920 Land $1,300 Building $7,620
2021			$46,960 Land $6,860 Building $40,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1723 Main St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1723 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: United Fiber.

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