1802 Main St, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 1802 Main St, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	1,758 sqft · built 1954
Lot Size	0.551 acres (24,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,139 (Mar 2026)
Tax Bill	$1,448 (2025)
Deeds & Mortgages	May 2025 Mortgage Mar 2026 Mortgage + 2 more
APN	`06-3.0-05-003-002-210.000`

Property Details

APN / Parcel Number

Primary APN	`06-3.0-05-003-002-210.000`

Interior

Building Area	1,758 sqft Base Area
1st Floor Area	1,758 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	24,000 sqft (0.551 acres)
Lot Dimensions	150 ft deep x 160 ft wide

Location & Zoning

Street Address	1802 MAIN ST
City	SAINT JOSEPH
State	MO
Zip	64505-2447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:SAINT JOSEPH EXTENSION LOT:7 BLK:15LGL DESC:L 7-10 ALSO 10' VAC ST ADJ ON E
Legal Subdivision	SAINT JOSEPH EXTENSION
Legal Block	15
Legal Lot Number	7
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2046
Census Tract	400

Owner

Source: Buchanan County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1802 MAIN ST, SAINT JOSEPH, MO 64505-2447
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 7, 2025	Deed of Trust, Mortgage DAYSPRING BANK
Mar 5, 2026	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 6, 2025	Trustee's Deed, Foreclosure COFFELT LAND TITLE INC
Nov 20, 2014	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2026 · Amount on Record
Deed Sale	Mar 5, 2026 · Amount on Record
Prior Sale	Jun 6, 2025 · Amount on Record
Deed Document Number	20261627
Deed Book / Page	3816 / 433
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	1802 MAIN ST, SAINT JOSEPH, MO 64505-2447
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15954 S MUR LEN RD 264, OLATHE, KS 66062-8300

Mortgage

Document Number	003807/311
Date	May 7, 2025
Book Page	3807/311
Instrument	2025003318

Lender

Name	DAYSPRING BANK
Type	Bank
Address	OMAHA, NE 68127

Agreement

Amount	Amount Recorded

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Mar 5, 2026
Property Address	1802 MAIN ST, SAINT JOSEPH, MO 64505-2447
Document Number	003816/433
Book / Page	3816 / 433
Instrument Date	Mar 4, 2026
Instrument	2026001627
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1802 MAIN ST, SAINT JOSEPH, MO 64505-2447

Mortgage

Document Number	2026001628
Date	Mar 5, 2026
Instrument	2026001628

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

June 2025: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 6, 2025
Property Address	1802 MAIN ST, SAINT JOSEPH, MO 64505-2447
Document Number	003808/245
Book / Page	3808 / 245
Instrument Date	May 5, 2025
Instrument	2025004263
Transaction Type	Foreclosure
Record Updated	Jun 30, 2026
Title Company	COFFELT LAND TITLE INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15954 S MUR LEN RD # 264, OLATHE, KS 66062-8300

November 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Nov 20, 2014
Property Address	1802 MAIN ST, SAINT JOSEPH, MO 64505-2447
Document Number	2014011871
Instrument Date	Nov 20, 2014
Instrument	2014011871
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ST JOSEPH TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2014011872
Date	Nov 20, 2014
Instrument	2014011872

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2044

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,448.00	$20,210 (+37.39%) Land $3,230 Building $16,980	$106,380 (+37.44%) Land $17,000 Building $89,380
2024	$1,448.00 (+49.43%)
2023	$969.00 (-0.72%)	$14,710 (-) Land $3,230 Building $11,480	$77,400 (-) Land $17,000 Building $60,400
2022	$976.00	$14,710 Land $3,230 Building $11,480
2021			$77,400 Land $17,000 Building $60,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: United Fiber.

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