1702 Main St, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 1702 Main St, Saint Joseph, MO 64505

Property Summary

Property Type	Duplex
Details	1,788 sqft · built 1902
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on File
Tax Bill	$1,296 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Oct 2022 Mortgage + 1 more
APN	`06-3.0-05-003-002-248.000`

Property Details

APN / Parcel Number

Primary APN	`06-3.0-05-003-002-248.000`

Interior

Building Area	1,788 sqft Base Area
1st Floor Area	1,788 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Architectural Style	Duplex Single
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	150 ft deep x 40 ft wide

Location & Zoning

Street Address	1702 MAIN ST
City	SAINT JOSEPH
State	MO
Zip	64505-2446
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	CITY
Legal Description	SUB:SAINT JOSEPH EXTENSION LOT:7 BLK:10LGL DESC:PART OF VAC MAIN ST
Legal Subdivision	SAINT JOSEPH EXTENSION
Legal Block	10
Legal Lot Number	7
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2047
Census Tract	400

Owner

Source: Buchanan County assessment roll, as of November 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 6351, SAINT JOSEPH, MO 64506-0351
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Warranty Deed, Transfer · Commercial Mortgage RCN CAPITAL LLC
Oct 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Oct 19, 2022	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 18, 2024
Deed Sale	Apr 18, 2024
Prior Sale	Sep 3, 2019
Deed Document Number	20242842
Deed Book / Page	3796 / 460
Prior Transfer Date	Aug 30, 2019
Prior Transfer Doc	0000007314
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Apr 18, 2024
Property Address	1702 MAIN ST, SAINT JOSEPH, MO 64505-2446
Document Number	003796/460
Book / Page	3796 / 460
Instrument Date	Apr 12, 2024
Instrument	2024002842
Transaction Type	Transfer
Record Updated	May 3, 2024
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6351, SAINT JOSEPH, MO 64506-0351

Mortgage

Document Number	2024002843
Date	Apr 18, 2024
Instrument	2024002843

Lender

Name	RCN CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	1702 MAIN ST, SAINT JOSEPH, MO 64505-2446
Transaction Type	Mortgage
Record Updated	Dec 4, 2023
Title Company	SECURED TITLE/KANSAS CITY, SECURED TITLE OF KANSAS CITY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6631 COLLEGE AVE, KANSAS CITY, MO 64132-1201

Mortgage

Document Number	003781/699
Date	Oct 25, 2022
Book Page	3781/699
Instrument	2022010332

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Nov 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.7%
Index	Other
Margin	3
Max Rate	10.7%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Oct 19, 2022
Property Address	1702 MAIN ST, SAINT JOSEPH, MO 64505-2446
Document Number	003781/567
Book / Page	3781 / 567
Instrument Date	Oct 19, 2022
Instrument	2022010200
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6613 COLLEGE AVE, KANSAS CITY, MO 64132-1201

Mortgage

Document Number	2022010332
Date	Oct 19, 2022
Instrument	2022010332

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Nov 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.7%
Index	Other
Margin	3
Max Rate	10.7%

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,296.00	$18,230 (+6.11%) Land $840 Building $17,390	$95,940 (+6.14%) Land $4,400 Building $91,540
2024	$1,296.00 (+15.92%)
2023	$1,118.00 (-0.62%)	$17,180 (-) Land $840 Building $16,340	$90,390 (-) Land $4,400 Building $85,990
2022	$1,125.00	$17,180 Land $840 Building $16,340
2021			$90,390 Land $4,400 Building $85,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: United Fiber.

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