1722 Morningside Dr, Gainesville, TX 76240 Property Records

Cooke County property record for 1722 Morningside Dr, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 1960
Lot Size	0.224 acres (9,749 sqft)
Owner	2 Individual Names on Record
Last Sale	$167,580 (Apr 2026)
Tax Bill	$4,619 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2405-008-00021`

Property Details

APN / Parcel Number

Primary APN	`2405-008-00021`
Alternative APN	`12597`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,620 sqft Living Area
Gross Area	2,889 sqft
1st Floor Area	1,620 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,749 sqft (0.224 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	279 sqft
Deck Area	270 sqft
Storage Building	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Account Number	2405-008-00021
Street Address	1722 MORNINGSIDE DR
City	GAINESVILLE
State	TX
Zip	76240-5146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOY ACRES; 2405; BLOCK 8; LOT 21
Legal Subdivision	JOY ACRES
Legal Block	8
Legal Lot Number	21
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	2
Census Block	2019
Census Tract	1100

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1722 MORNINGSIDE DR, GAINESVILLE, TX 76240-5146
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Apr 14, 2026	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Jun 17, 2025	Affidavit of Death of Joint Tenant, Transfer
May 29, 2025	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2026 · Amount on Record
Deed Sale	Apr 14, 2026 · Amount on Record
Deed Document Number	20262625
Deed Book / Page	2776 / 287
Prior Transfer Date	May 29, 2025
Prior Transfer Doc	0002713/97
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COOKE TX
Recording Date	Apr 14, 2026
Property Address	1722 MORNINGSIDE DR, GAINESVILLE, TX 76240-5146
Document Number	0000002625
Book / Page	2776 / 287
Instrument Date	Apr 9, 2026
Instrument	2026.2625
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1722 MORNINGSIDE DR, GAINESVILLE, TX 76240-5146

Mortgage

Document Number	0000002626,
Date	Apr 14, 2026
Instrument	2026..2626

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COOKE TX
Recording Date	Apr 14, 2026
Property Address	1722 MORNINGSIDE DR, GAINESVILLE, TX 76240-5146
Document Number	002776/287
Book / Page	2776 / 287
Instrument Date	Apr 9, 2026
Instrument	20262625
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1722 MORNINGSIDE DR, GAINESVILLE, TX 76240-5146

Mortgage

Document Number	0000002626,
Date	Apr 14, 2026
Instrument	20262626

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

June 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	COOKE TX
Recording Date	Jun 17, 2025
Property Address	1722 MORNINGSIDE DR, GAINESVILLE, TX 76240-5146
Document Number	002716/491
Book / Page	2716 / 491
Instrument Date	Jun 16, 2025
Instrument	2025-4047
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	891 RIDGECROSS RD, PROSPER, TX 75078-7923

May 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	COOKE TX
Recording Date	May 29, 2025
Property Address	1722 MORNINGSIDE DR, GAINESVILLE, TX 76240-5146
Document Number	0002713/97
Book / Page	2713 / 97
Instrument Date	May 29, 2025
Instrument	2025-3577
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1722 MORNINGSIDE DR, GAINESVILLE, TX 76240-5146

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	891 RIDGECROSS RD, PROSPER, TX 75078-7923

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,619.00 (+236.17%) Homeowner's exemption Senior Citizen's exemption	$220,777 (+11.88%) Land $50,213 Building $170,564	$220,777 (-) Land $50,213 Building $170,564
2025	$1,374.00 (+0.51%) Homeowner's exemption Senior Citizen's exemption	$197,330 (+21%) Land $50,213 Building $170,564	$220,777 (+10.03%) Land $50,213 Building $170,564
2024	$1,367.00 (-37.32%)
2023		$163,083 Land $45,630 Building $155,030	$200,660 Land $45,630 Building $155,030
2022	$2,181.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	14 (1990–2015)
Claims Outside the SFHA	7 of 14
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims Severe Storms, Tornadoes, And Flooding, Jun 2007 · 4 claims Severe Storms, Tornadoes & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Element8.

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