1717 Morningside Dr, Gainesville, TX 76240 Property Records

Cooke County property record for 1717 Morningside Dr, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,609 sqft · built 1959
Lot Size	0.238 acres (10,350 sqft)
Owner	2 Individual Names on File
Last Sale	$247,925 (Sep 2026)
Tax Bill	$4,150 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2405-007-00021`

Property Details

APN / Parcel Number

Primary APN	`2405-007-00021`
Alternative APN	`10511`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,609 sqft Living Area
Gross Area	2,475 sqft
1st Floor Area	1,609 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,350 sqft (0.238 acres)
Garage Area	499 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	48 sqft
Deck Area	270 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Account Number	2405-007-00021
Street Address	1717 MORNINGSIDE DR
City	GAINESVILLE
State	TX
Zip	76240-5145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOY ACRES; BLOCK 7; LOT 21
Legal Subdivision	JOY ACRES
Legal Block	7
Legal Lot Number	21
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	2
Census Block	2005
Census Tract	1100

Owner

1717 Morningside Dr is owned and occupied by two individuals who bought it in September 2026.

Source: Cooke County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1717 MORNINGSIDE DR, GAINESVILLE, TX 76240-5145
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed, Transfer · FHA Mortgage BARRETT FINANCIAL GROUP LLC
Sep 19, 2025	Warranty Deed, Transfer ALAMO TITLE COMPANY
Apr 1, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2026 · Amount on File
Deed Sale	Sep 8, 2026 · Amount on File
Prior Sale	Sep 19, 2025
Deed Document Number	20266816
Deed Book / Page	2807 / 338
Prior Transfer Date	Aug 14, 2006
Prior Transfer Doc	001449/320
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COOKE TX
Recording Date	Sep 8, 2026
Property Address	1717 MORNINGSIDE DR, GAINESVILLE, TX 76240-5145
Document Number	0000006816
Book / Page	2807 / 338
Instrument Date	Sep 4, 2026
Instrument	20266816
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	ALAMO TITLE 17, ALAMO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1717 MORNINGSIDE DR, GAINESVILLE, TX 76240-5145

Mortgage

Document Number	0000006817,
Date	Sep 8, 2026
Book Page	2807/342
Instrument	20266817

Lender

Name	BARRETT FINANCIAL GROUP LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Sep 19, 2025
Property Address	1717 MORNINGSIDE DR, GAINESVILLE, TX 76240-5145
Document Number	002735/350
Book / Page	2735 / 350
Map Reference	CAB B SL 109
Instrument Date	Sep 18, 2025
Instrument	2025-6663
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 W WALNUT ST UNIT 1177, 1177, CELINA, TX 75009-9448
Investor	Possibly a Property Investor

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Apr 1, 2022
Property Address	1717 MORNINGSIDE DR, GAINESVILLE, TX 76240-5145
Document Number	002499/125
Book / Page	2499 / 125
Map Reference	CAB B SL 109
Instrument Date	Apr 1, 2022
Instrument	2022-2873
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 KIOWA DR E, LAKE KIOWA, TX 76240-9562

Tax Assessment & Valuation

The 2026 property tax bill for 1717 Morningside Dr was $4,150, up 64.6% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,150.00 (+64.62%)	$198,382 (+64.62%) Land $52,682 Building $145,700	$198,382 (+64.62%) Land $52,682 Building $145,700
2025	$2,521.00 (-19.35%)	$120,508 (-26.96%) Land $52,682 Building $67,826	$120,508 (-26.96%) Land $52,682 Building $67,826
2024	$3,126.00	$165,000 (-) Land $39,951 Building $125,049	$165,000 (-) Land $39,951 Building $125,049
2023		$165,000 Land $39,951 Building $125,049	$165,000 Land $39,951 Building $125,049
2022	$3,592.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1717 Morningside Dr in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	14 (1990–2015)
Claims Outside the SFHA	7 of 14
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims Severe Storms, Tornadoes, And Flooding, Jun 2007 · 4 claims Severe Storms, Tornadoes & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1717 Morningside Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Element8.

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