Santa Cruz County property record for 1730 Wharf Rd, Capitola, CA 95010
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,562 sqft · built 1983 |
| Lot Size | 0.308 acres (13,416 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,927 (2025) |
| Deeds & Mortgages | May 2024 Transfer Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 035-111-15 |
| Primary APN | 035-111-15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 2,562 sqft Living Area |
| Gross Area | 3,087 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 13,416 sqft (0.308 acres) |
| Terrain | Steep |
| View / Lot | Ocean |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 821 sqft |
| Patio Area | 821 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1730 WHARF RD |
|---|---|
| City | CAPITOLA |
| State | CA |
| Zip | 95010-2837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 121701 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Old Riverview Historic District listed 1988 · 55 contributing resources · NRIS 87000626 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 311, WATSONVILLE, CA 95077-0311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 9, 2024 | Intrafamily Transfer, Transfer |
| Apr 19, 2018 | Deed of Trust, Mortgage · Commercial Mortgage COMERICA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 6, 2024 |
| Transfer Doc | 0000008673 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 9, 2024 |
| Property Address | 1730 WHARF RD, CAPITOLA, CA 95010-2837 |
| Document Number | 0000008673 |
| Map Reference | MB 58 PG 36 |
| Instrument Date | May 6, 2024 |
| Instrument | 2024-0008673 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1730 WHARF RD, CAPITOLA, CA 95010-2837 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 1730 WHARF RD, CAPITOLA, CA 95010-2837 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011757 |
|---|---|
| Date | Apr 19, 2018 |
| Instrument | 2018-0011757 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Capitola City |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $322,084 (+2%) Land $39,604 Building $282,480 | ||
| 2025 | $4,927.00 (+11.88%) Homeowner's exemption | $315,768 (+4.04%) Land $38,828 Building $276,940 | |
| 2023 | $4,404.00 (+1.92%) Homeowner's exemption | $303,506 Land $37,320 Building $266,186 | $1,191,420 |
| 2022 | $4,321.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Cruzio, GeoLinks, Xfinity.
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