1720 Lois Way, Ceres, CA 95307 Property Records

Stanislaus County property record for 1720 Lois Way, Ceres, CA 95307

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,394 sqft · built 1952
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Apr 2026)
Tax Bill	$3,330 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040-014-062-000`

Property Details

APN / Parcel Number

Primary APN	`040-014-062-000`
Alternative APNs	`0401462000` `0401462`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,394 sqft Living Area
1st Floor Area	1,394 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Wood
Lot Area	6,534 sqft (0.15 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1720 LOIS WAY
City	CERES
State	CA
Zip	95307-1823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	FAIR
Legal Block	1
Legal Lot Number	18
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1007
Census Tract	2604

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1720 LOIS WAY, CERES, CA 95307-1823
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Grant Deed, Transfer · FHA Mortgage MORTGAGE INC
May 31, 2018	Grant Deed, Transfer · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2026 · Amount on Record
Deed Sale	Apr 7, 2026 · Amount on Record
Prior Sale	May 31, 2018 · Amount on Record
Deed Document Number	202618598
Prior Transfer Date	Oct 7, 2002
Prior Transfer Doc	0000141671
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Apr 7, 2026
Property Address	1720 LOIS WAY, CERES, CA 95307-1823
Document Number	0000018598
Instrument Date	Apr 1, 2026
Instrument	202618598
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44,440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1720 LOIS WAY, CERES, CA 95307-1823

Mortgage

Document Number	0000018599,
Date	Apr 7, 2026
Instrument	202618599

Lender

Name	MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.87%
Max Rate	-1%

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	May 31, 2018
Property Address	1720 LOIS WAY, CERES, CA 95307-1823
Document Number	0000037359
Instrument Date	May 29, 2018
Instrument	37359
Transaction Type	Transfer
Record Updated	Jun 20, 2018
Title Company	CYPRESS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2508 DOUGLAS DR CERES CA 953071708, CERES, CA 95307-1708

Mortgage

Document Number	37360
Date	May 31, 2018
Instrument	37360

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2048

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Ceres City
Unified School District	Ceres Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,330.00	$290,140 (+2%) Land $110,252 Building $179,888
2025	$3,330.00 (+9.65%)	$284,452 (+4.04%) Land $108,091 Building $176,361
2023	$3,037.00 (+0.83%)	$273,408 Land $103,895 Building $169,513
2022	$3,012.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CERES serves 54,513 people · EPA ID CA5010028
Water Source	Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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