1720 Gem Dr, Rockwall, TX 75087 Property Records

Rockwall County property record for 1720 Gem Dr, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,856 sqft · built 2023
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on File
Tax Bill	$11,337 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2022 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`R118058`

Property Details

APN / Parcel Number

Primary APN	`R118058`
Alternative APNs	`S3728-000C-0014-00-0R` `118058`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,856 sqft Living Area
Gross Area	4,828 sqft
1st Floor Area	3,856 sqft
Flooring	Terrazzo
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Garage Type	Attached
Garage Area	746 sqft
Porch	Slab
Porch Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1720 GEM DR
City	ROCKWALL
State	TX
Zip	75087-1005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GIDEON GROVE PHASE 2, BLOCK C, LOT 14
Legal Subdivision	GIDEON GROVE PHASE 2
Legal Block	C
Legal Lot Number	14
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	1
Census Block	1023
Census Tract	40202

Owner

1720 Gem Dr is owned and occupied by an individual.

Source: Rockwall County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	1720 GEM DR, ROCKWALL, TX 75087-1005
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO
Aug 5, 2022	Special Warranty Deed, Construction Loan · Construction Mortgage WASHINGTON FEDERAL NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Aug 28, 2023
Property Address	1720 GEM DR, ROCKWALL, TX 75087-1005
Document Number	0000014300
Map Reference	FILE 2022000006324
Instrument Date	Aug 24, 2023
Instrument	20230000014300
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 17, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1720 GEM DR, ROCKWALL, TX 75087-1005

Mortgage

Document Number	0000014301
Date	Aug 28, 2023
Instrument	20230000014301

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

August 2022: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Aug 5, 2022
Property Address	1720 GEM DR, ROCKWALL, TX 75087-1005
Document Number	0000017590
Map Reference	FILE 20220000006324
Instrument Date	Aug 4, 2022
Instrument	20220000017590
Transaction Type	Construction Loan
Record Updated	Oct 17, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5310 HARVEST HILL RD STE 162, 162, DALLAS, TX 75230-5829
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017591
Date	Aug 5, 2022
Instrument	20220000017591

Lender

Name	WASHINGTON FEDERAL NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1720 Gem Dr was $11,337 with a homeowner's exemption, down 7.8% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$657,655 (-8.62%) Land $100,000 Building $557,655	$657,655 (-8.62%) Land $100,000 Building $557,655
2025	$11,337.00 (-7.77%)	$719,681 Land $100,000 Building $619,681	$719,681 Land $100,000 Building $619,681
2024	$12,292.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1720 Gem Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1720 Gem Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT ZION WSC serves 2,028 people · EPA ID TX1990010
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Hotwire Communications, Optimum, T-Mobile.

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